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Online Gambling in Maryland: Laws, Forms, and Player Behavior

Maryland has steadily expanded its gambling landscape, offering a mix of legal options including commercial casinos, sports betting, and lottery games, with regulated online platforms gradually increasing in availability. The state operates under a structured legal framework, with oversight from the Maryland Lottery anncy ensuring consumer protections and responsible gaming measures. Both land-based and online gambling are accessible to residents, though some forms, such as online poker, remain limited compared to more progressive states. With clear regulations and growing opportunities, Maryland provides a secure but evolving environment for gamblers.

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jessica bouzukova

Jessica Bozukova

Philosophical Analyst

22.08.2025

Updated

Maryland Key Facts

Allowed Casinos

6

Resctricted Casinos

286

American English Language Casinos

7

Casinos Accepting US Dollar

141

Popular Payments Methods in Maryland

cryptomus_logo
casinologia logo
casinologia logo
casinologia logo
casinologia logo
Luxon-Pay.svg
eZeeWallet
Airtm
GCash
Binance Pay Logo
Solo
Airtel Money
RuPay
TrustPay
Coinbase
Citadel Instant Banking Logo
SafeCharge
Bank Transfer Logo
Money Gram Logo
paynearmelogo.svg
discover
revolut logo

Online Casinos in Maryland – Reviewed by CasinoLogia

Below is our library of reviews for online casinos available in New Jersey, along with a convenient filter to help you search by your preferences.

Casinos: 6

Filter

Casinos: 6

Number of Slots

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8,000

Number of Live Games

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1,000

Bonus Amount

0

500

Free Spins

0

500

Welcome Bonus Percentage

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100

Total Bonus Percentage

0

200

Bonus Types

Bonus Wagering

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Payment Method

Languages

Accepted currency

Crypto currency

Live Game

flag All American Casino
DuckyLuck Casino Logo

us-md flagRated 100/100%

Duckyluck Casino

Welcome bonus

500%/$2,500+ 150 Free Spins

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flag All American Casino
Slotsandcasino Logo

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SlotsandCasino Casino

Welcome bonus

300%/$1,500 + 100 Free Spins

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bonus Bonus Crab
WinBay-Casino-Logo

us-md flagRated 99.67/100%

WinBay Casino

Welcome bonus

100%/ €500+ 200 Free Spins

x12 wagering (Bonus & Deposit)

Immerion Casino Logo

us-md flagRated 93.29/100%

Immerion Casino

Welcome bonus

500%/$1,000 + 250 Free Spins

x40 wagering (Bonus & Deposit)

flag All American Casino
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us-md flagRated 60/100%

Extreme Casino

Welcome bonus

200%/$1000

x10 wagering (Bonus & Deposit)

star Popular
Reels Grande Logo

us-md flagRated 60/100%

Reels Grande Casino

Welcome bonus

Up to $250 Weekly Cashback

x30 wagering (Bonus & Deposit)

6 / 6 100%
casino icon

Online and Offline Gambling in Maryland

Maryland offers a well-established landscape of land-based gambling. The state is home to six commercial casinos, including Maryland Live! Casino and Horseshoe Casino Baltimore, which provide slots, table games, and poker rooms. In addition to commercial casinos, Maryland also hosts pari-mutuel horse racing facilities and a state lottery, both of which are widely accessible. Oversight by the Maryland Lottery and Gaming Control Agency ensures strict compliance with regulations, fair play, and responsible gaming initiatives. These offline venues cater to a broad audience, from casual players to high rollers, creating a robust and regulated gambling environment.

Online gambling in Maryland is gradually expanding, though it remains more limited compared to states like New Jersey. The state permits online sports betting, which is accessible through licensed commercial casino platforms and mobile apps. Maryland residents can also participate in the state lottery online, including scratch-off games and draw-based games. While online poker and casino games are not yet fully legalized statewide, the state’s regulatory framework positions Maryland to safely expand digital offerings in the future, ensuring consumer protections and responsible gaming standards remain in place.

Both online and offline gambling in Maryland operate under clear legal regulations designed to protect players and maintain integrity in the industry. The Maryland Lottery and Gaming Control Agency monitors all licensed operators, enforces age restrictions, and implements measures to prevent problem gambling. Players are required to be at least 21 years old for casino play and sports betting. With strong oversight, Maryland balances the appeal of diverse gambling opportunities with safeguards for consumer protection, making it a secure environment for residents seeking either traditional or digital gaming options.

State-Level Gambling Legality in Maryland

legal iconMaryland has a well-regulated gambling framework at the state level, allowing a variety of legal gaming options for residents. The state permits commercial casinos, pari-mutuel horse racing, a state lottery, and licensed online sports betting, all overseen by the Maryland Lottery and Gaming Control Agency to ensure fairness, compliance, and responsible play. While online poker and full-scale digital casino games are not yet fully legalized, the regulatory structure provides clear guidelines for operators and players alike, balancing accessibility with consumer protection. With these measures, Maryland offers a secure and evolving environment for both traditional and digital gambling.

Gambling Taxes in Maryland

In Maryland, gambling winnings are subject to both federal and state income taxes. At the federal level, the IRS requires a 24% withholding on gambling winnings exceeding $5,000, which applies to lotteries, casinos, and sports betting, though the actual tax owed may vary depending on overall income and tax bracket. At the state level, Maryland imposes an income tax on gambling winnings, with residents facing a withholding rate of 8.75% on winnings over $5,000, while nonresidents are taxed at 8%. All gambling winnings, including lottery prizes and casino earnings, must be reported on Maryland state income tax returns, even if withholding has already been applied. Maryland law also allows taxpayers to deduct gambling losses up to the amount of winnings, but only if they itemize deductions on their federal return, making detailed records of all gambling activity essential for accurate reporting and potential deductions.

Which Gambling Forms Are Legal in Maryland?

Maryland is one of the few U.S. states offering a diverse, state-regulated gambling landscape. Legal options include commercial casinos, horse racing, the state lottery, licensed online sports betting, and charitable gaming. Each form operates under its own set of regulations, with specific access rules based on age and the type of platform used.

casino icon

Online Casinos

As of August 2025, real-money online casinos are not legal in Maryland. While the state has legalized online sports betting and online fantasy sports, other forms of real-money online gaming remain prohibited. In 2025, House Bill 17 was introduced to legalize online casinos, but it did not advance before the legislative session ended in March . For now, residents can legally play casino-style games through sweepstakes casinos, which use virtual currencies and operate under promotional sweepstakes laws rather than traditional gambling statutes . These platforms offer a legal alternative for those seeking online casino experiences, though they differ from traditional real-money gambling.

sports betting icon

Sports Betting

Sports betting is fully legal and regulated in Maryland. Residents can place wagers at licensed land-based sportsbooks located in commercial casinos as well as through mobile and online platforms operated by these casinos. The state allows betting on professional, collegiate, and international sports, with age restrictions requiring players to be at least 21 years old. All sportsbooks are regulated by the Maryland Lottery and Gaming Control Agency, ensuring fair play, secure transactions, and responsible gambling measures. Online and mobile sports betting has become a popular option for residents, offering convenience while remaining within the state’s legal framework.

flag All American Casino
DuckyLuck Casino Logo

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Duckyluck Casino

Welcome bonus

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WinBay-Casino-Logo

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WinBay Casino

Welcome bonus

100%/ €500+ 200 Free Spins

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poker icon

Online Poker

As of August 2025, real-money online poker is not legal in Maryland. While the state has legalized online sports betting and online fantasy sports, other forms of real-money online gaming, including poker, remain prohibited . In 2025, House Bill 17 was introduced to legalize online casinos, including poker, but it did not advance before the legislative session ended in March . For now, residents can legally play poker through sweepstakes casinos, which use virtual currencies and operate under promotional sweepstakes laws rather than traditional gambling statutes . These platforms offer a legal alternative for those seeking online poker experiences, though they differ from traditional real-money gambling.

flag All American Casino
DuckyLuck Casino Logo

us-md flagRated 100/100%

Duckyluck Casino

Welcome bonus

500%/$2,500+ 150 Free Spins

x30 wagering (Bonus & Deposit)

flag All American Casino
Slotsandcasino Logo

us-md flagRated 100/100%

SlotsandCasino Casino

Welcome bonus

300%/$1,500 + 100 Free Spins

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flag All American Casino
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us-md flagRated 60/100%

Extreme Casino

Welcome bonus

200%/$1000

x10 wagering (Bonus & Deposit)

star Popular
Reels Grande Logo

us-md flagRated 60/100%

Reels Grande Casino

Welcome bonus

Up to $250 Weekly Cashback

x30 wagering (Bonus & Deposit)

lottery icon

Lottery

Lottery play is fully legal and widely available in Maryland. The state operates the Maryland Lottery, which offers a variety of draw games, scratch-off tickets, and multi-state games like Powerball and Mega Millions. Players must be at least 18 years old to participate, and tickets can be purchased at authorized retail locations or through the state’s official online platform for certain games. Revenue from the lottery supports public education, community programs, and other state initiatives, making it a highly regulated and socially beneficial form of gambling for Maryland residents.

bingo icon

Bingo

Bingo is legal in Maryland and is primarily offered as a form of charitable gaming. Licensed organizations, such as nonprofits and community groups, can host bingo events to raise funds for their causes. Players must meet the minimum age requirement, usually 18, to participate. The Maryland Lottery and Gaming Control Agency oversees bingo operations to ensure compliance with state regulations, fair play, and proper use of proceeds, making it a safe and regulated option for residents seeking low-stakes, community-focused gaming.

charity icon

Charity Gambling

Charitable gambling is legal and regulated in Maryland, allowing nonprofit organizations to raise funds through activities such as bingo, raffles, and certain casino-style events. Licensed charities must obtain approval from the Maryland Lottery and Gaming Control Agency and comply with strict rules regarding prize limits, reporting, and the use of proceeds. These events are typically restricted to residents aged 18 and older, and all funds raised must benefit the designated charitable causes. This framework ensures that charitable gambling remains a secure, transparent, and socially beneficial option for Maryland communities.

fantasy sports icon

Daily Fantasy Sports (DFS)

Daily fantasy sports (DFS) are legal and regulated in Maryland. Residents can participate through licensed DFS operators, which offer contests based on real-world sporting events where players assemble virtual teams and compete for prizes. Participants must be at least 21 years old, and all platforms are overseen by the Maryland Lottery and Gaming Control Agency to ensure fairness, secure transactions, and responsible play. DFS has become a popular form of skill-based gaming in the state, providing a legal and structured way for sports fans to engage with their favorite teams and athletes.

social icon

Social Gambling

Social gambling in Maryland is generally legal when no real-money prizes are involved and the activity is purely for entertainment among friends or in private settings. This can include card games, board games, or casual betting where participants wager virtual credits, chips, or non-monetary prizes. These games must not be operated as a business or advertised to the public for money, as that would fall under unlicensed gambling. Social gambling provides a legal, low-risk way for residents to enjoy gaming in informal settings without violating state gambling laws.

casino icon

Land-Based Casinos

Land-based casinos are fully legal and operational in Maryland. The state is home to six commercial casinos, including Maryland Live! Casino and Horseshoe Casino Baltimore, which offer a wide variety of table games, slot machines, and poker rooms. These casinos operate under strict oversight by the Maryland Lottery and Gaming Control Agency, ensuring compliance with state regulations, fair play, and responsible gambling measures. They cater to a broad range of players, from casual visitors to high rollers, and serve as major entertainment hubs while contributing significant revenue to the state through taxes and economic activity.

Paymenths Icon

Banking Methods for Gambling in Maryland

Maryland provides a regulated and secure banking environment for gambling, particularly for online sports betting, lottery, and sweepstakes-style platforms. Because the market is state-licensed, most platforms support reliable deposit and withdrawal methods, and players generally do not face transaction blocks from banks.

Popular deposit methods:

  • Debit/credit cards (Visa, Mastercard)
  • ACH/eCheck
  • PayPal and Play+ (available on some DFS and sweepstakes platforms)
  • Cash at partner casino cages (e.g., Maryland Live!, Horseshoe Baltimore)

💸 Withdrawal methods:

  • ACH/eCheck transfers (1–3 business days)
  • PayPal and Play+ (instant or same-day on supported platforms)
  • Paper checks by mail (slower option, available at some casinos)

⚠️ Note: Maryland-licensed platforms do not currently support cryptocurrency. Offshore sites may offer crypto deposits and withdrawals, but these are not regulated or protected under Maryland law.

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RuPay

Casinos 0

Cashout time Instant

97.89/100

All Casinos
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Airtel Money

Casinos 1

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97.57/100

All Casinos
TrustPay

TrustPay

Casinos 13

Cashout time Instant

97.48/100

All Casinos
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eZeeWallet

Casinos 50

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97.38/100

All Casinos
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Revolut

Casinos 68

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97.16/100

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Bank Transfer

Casinos 246

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96.99/100

All Casinos
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GCash

Casinos 5

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10 / 22 45%
bonus icon

Bonus Offers Accessible in Maryland

Maryland residents have access to a variety of bonus offers through licensed gambling platforms, primarily via commercial casinos, online sports betting apps, daily fantasy sports sites, and sweepstakes-style gaming. These promotions are designed to attract new players and reward loyal users, while remaining fully compliant with state regulations. Bonuses may include deposit matches, free bets, and entry incentives for tournaments or special events, offering added value without requiring players to take on additional risk.

🎁 Common bonus types MD players can access:

  • Welcome bonuses – deposit matches or free bets for new users
  • Deposit bonuses – extra funds added to qualifying deposits
  • Free bets – risk-free wagers on sports betting platforms
  • Loyalty rewards – points or credits for frequent play
  • Sweepstakes promotions – virtual credits or entries for sweepstakes-style games

🧠 Pro tip: Every bonus comes with wagering requirements – typically 10x–35x for casino, 1x for sportsbook. Read the fine print.

Maryland’s licensed casinos and online gambling platforms offer loyalty programs to reward frequent players. These programs typically allow participants to earn points for wagers placed on slots, table games, sports bets, or sweepstakes-style games. Points can often be redeemed for free play, merchandise, event tickets, or dining and hotel perks at partner casinos. Loyalty programs are structured to encourage responsible play while providing tangible benefits, giving regular players additional incentives to engage with Maryland’s regulated gambling options.

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US-MD Players Accepted

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125%/$3,000

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Maximum amount $3,000

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Min deposit $25

US-MD Players Accepted

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us-md flagRated 99.67/100%

Cashback

15%/€3,000

x1 wagering (Deposit & Bonus)

Bonus Percentage 15%

Maximum amount €3,000

Free Spins 0

Min deposit 0

US-MD Players Accepted

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us-md flagRated 100/100%

Crypto

500%/$2,500 + 150 Free Spins

x40 wagering (Deposit & Bonus)

Bonus Percentage 500%

Maximum amount $2,500

Free Spins 150

Min deposit $20

US-MD Players Accepted

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First Deposit

500%/$2,500 + 150 Free Spins

x30 wagering (Deposit & Bonus)

Bonus Percentage 500%

Maximum amount $2,500

Free Spins 150

Min deposit $25

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First Deposit

$2,500 + 30 Free Spins

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First Deposit

300%/$1,500 + 100 Free Spins

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Bonus Percentage 300%

Maximum amount $1,500

Free Spins 100

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US-MD Players Accepted

10 / 32 31%

Cryptocurrency Gambling in Maryland

Cryptocurrency gambling is not allowed on Maryland’s state-licensed platforms. All regulated sites, including online sports betting, daily fantasy sports, and sweepstakes-style games, must use USD and traditional banking methods. However, offshore crypto casinos may still accept players from Maryland, though this occurs in a legal gray area.

⚠️ State regulators do not protect crypto gamblers. If a payout fails or a wallet is frozen, there is no legal recourse through Maryland agencies.

🔒 Things to keep in mind:

  • VPN use may be required to access offshore crypto casinos
  • KYC rules vary—some platforms allow anonymous play, while others enforce strict identity verification
  • Crypto-to-fiat conversion fees can be significant
  • Most crypto bonuses carry high wagering requirements

While interest in crypto gambling is growing nationwide, Maryland’s regulated ecosystem remains strictly fiat-based. Crypto users in the state must rely on offshore platforms and assume all associated risks.

Psychology and Responsible Gambling in Maryland

Maryland not only regulates gambling but also emphasizes player safety through a strong responsible gambling framework. The state combines oversight by public agencies with initiatives from licensed operators to help prevent problem gambling and promote healthy play.

responsible gambling icon🧠 Responsible gambling tools players can use:

  • Deposit, time, and loss limits
  • Self-exclusion (1 year, 5 years, or lifetime)
  • Account cool-offs and session reminders
  • Reality checks and personalized notifications

📞 Support services available:

  • Maryland Center of Excellence on Problem Gambling (state-funded hotline)
  • Maryland Coalition on Problem Gambling
  • Licensed therapy programs and support groups across the state
  • Educational resources and counseling through participating casinos and online platforms

Behavioral Notes

Maryland’s regulated gambling environment influences player behavior in several ways. The combination of land-based casinos, licensed online sports betting, sweepstakes-style platforms, and daily fantasy sports encourages structured and legal play, reducing reliance on unregulated or offshore sites. Responsible gambling tools, such as deposit limits, self-exclusion, and session reminders, help players monitor their activity and avoid problematic patterns. Residents tend to favor games with clear rules and lower perceived risk, such as lotteries, sports betting, and sweepstakes, over unregulated casino-style platforms.

The state’s emphasis on education and support services also shapes player behavior. Programs run by the Maryland Center of Excellence on Problem Gambling and other nonprofit organizations provide counseling, workshops, and outreach initiatives that raise awareness about gambling risks. Players exposed to these resources are more likely to practice self-control and make informed decisions, contributing to safer overall participation.

📍 Key fact: Maryland requires all licensed gambling operators to provide responsible gambling tools and resources, making it a mandatory part of the player satisfaction.

Local Preferences and Gambling Habits in Maryland

Maryland players are not only legally protected but also increasingly digital-focused. Recent trends indicate that a growing share of gambling activity in the state occurs online, with mobile apps for sports betting, daily fantasy sports, and sweepstakes platforms driving much of the participation.

🎮 What MD players gravitate toward

  • Sports betting: Professional, collegiate, and international sports are highly popular, with mobile apps and casino sportsbooks driving most wagers.
  • State lottery games: Scratch-offs, draw games, and multi-state jackpots like Powerball and Mega Millions attract frequent play.
  • Sweepstakes-style casinos: Players enjoy slots and virtual casino games using promotional credits, which are legal alternatives to real-money online casinos.
  • Daily fantasy sports (DFS): Contests based on real-world sports performance are a favorite among skill-based gamers.
  • Land-based casino games: Slots, table games, and poker at commercial casinos such as Maryland Live! and Horseshoe Baltimore remain popular for social and high-stakes play.
  • Charitable gaming and bingo: Community-focused and low-stakes gaming options appeal to players seeking entertainment with a social or philanthropic element.
  • Skill and social games: Card games and casual competitions among friends or in social settings provide low-risk entertainment without real-money stakes.

🔎 Cultural patterns

  • Community-oriented play: Many residents engage in charitable gaming, bingo, and sweepstakes events that support local causes.
  • Sports-centric interest: Betting and daily fantasy sports participation is heavily influenced by loyalty to local and national teams.
  • Digital adoption: Mobile apps and online platforms are increasingly preferred for convenience and accessibility.
  • Responsible play awareness: Players are generally aware of self-exclusion tools, deposit limits, and other responsible gambling measures.
  • Preference for regulated environments: Maryland residents favor licensed casinos and state-regulated platforms over offshore or unlicensed options.
  • Moderate risk tolerance: Lottery games, sweepstakes, and sports betting are more popular than high-stakes or speculative online casino gambling.
  • Social engagement: Gaming often serves as a social activity, whether through land-based casinos, community bingo, or informal games among friends.

👥 Demographics of typical players

  • Age: Most players fall between 25 and 54 years old, with lottery and sweepstakes attracting slightly younger adults, and land-based casinos appealing to a broader age range.
  • Gender: Gambling participation is fairly balanced, though sports betting and DFS tend to attract more male players, while lottery and charitable gaming see higher female engagement.
  • Income: Middle- to upper-middle-income adults are the most active gamblers, particularly for casino games and sports betting, while lottery and sweepstakes appeal across income levels.
  • Education: Players often have at least some college education, especially those engaging in skill-based or digital platforms like DFS and online sportsbooks.
  • Location: Urban and suburban residents, particularly near Baltimore and the DC metro area, participate more actively due to proximity to commercial casinos and licensed sportsbooks.
  • Gaming preference: Younger players favor mobile and online platforms, while older players are more likely to engage in land-based casinos, lottery, and charitable gaming.

CasinoLogia’s Risk Map: How Legally Exposed Are Maryland Players?

Maryland players are largely protected when using state-licensed gambling platforms, with strong regulations, responsible gambling tools, and consumer safeguards in place. The main legal risk arises when accessing offshore or unlicensed sites, where losses and disputes are not covered by state authorities.

🧩 How we rate legal risk:

  1. ✅ = Fully legal, regulated, low-risk
  2. ⚠️ = Legal gray area or partial risk
  3. ❌ = Prohibited, high legal exposure
ActivityLegal StatusRisk LevelNotes
Online casinos (licensed)Not legal⚠️No state-licensed real-money sites; only sweepstakes-style platforms
Sports betting (mobile/retail)LegalLicensed operators, regulated by Maryland Lottery and Gaming Control Agency
Online pokerNot legal⚠️No state-regulated real-money platforms; only sweepstakes-style alternatives
Offshore casinosNot regulated⚠️Accessible but no legal protections or oversight
Crypto casinosNot regulatedHigh risk; no legal recourse if funds are lost
DFSLegalDraftKings & FanDuel operate under state licenses
Land-based casinosLegalMaryland Live!, Horseshoe Baltimore, and other commercial casinos; 21+ only
Social gambling (private)LegalAllowed if no profit is made from hosting or public advertising

💡 Bottom line: If you stick with state-approved platforms, your legal exposure is near zero. Risk only enters the picture if you bypass regulation for anonymity, crypto, or higher bonuses offshore.

Your Questions About Online Gambling in Maryland Answered (FAQs)

We have answered the most asked questions about online gambling in Maryland – find the answers right here.

Real-money online gambling is not currently legal in Maryland, though online sports betting, daily fantasy sports, and sweepstakes-style platforms are permitted.

Yes, Maryland residents can access offshore casinos, but these sites are not regulated by the state, meaning there is no legal protection if issues arise with payouts, account freezes, or disputes.

Yes, gambling winnings are taxable in Maryland. Both federal and state taxes apply to all gambling income, including winnings from casinos, lotteries, horse racing, sports betting, and sweepstakes.

Yes, some banks in Maryland may block gambling transactions due to concerns about compliance with federal regulations, such as the Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006. This law prohibits financial institutions from processing payments related to unlawful internet gambling, leading many banks to err on the side of caution by blocking such transactions.

It’s unlikely, but you’ll have zero legal protection or recourse.

In Maryland, the minimum legal age for gambling depends on the type of activity. Players must be 21 years old to participate in casino games and poker rooms, while the minimum age for lottery tickets, bingo, horse racing, and daily fantasy sports is 18. It’s important for residents to follow these age requirements, and while online sports betting and sweepstakes-style platforms are legal, real-money online casinos are not currently licensed in the state.

If you win big at an offshore casino as a Maryland resident, you can legally keep your winnings, but there is no state regulation or protection involved. The main risks include potential difficulties in withdrawing funds, frozen accounts, or disputes with the platform, as Maryland authorities do not have jurisdiction over offshore operators. Additionally, you are still required to report all gambling winnings on your federal and state tax returns.

Yes. Many providers include coverage for therapy and support programs.

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