Inpay

Inpay is a fantastic option for a wide range of users. It's a reliable tool for secure and efficient payments, particularly for international transactions. Every deposit is a direct path to your destination, and every transaction is seamless and fast. Inpay offers flexibility and convenience, but it also gives you peace of mind with its robust security features. It's ideal for a straightforward, reliable financial transfer.

Inpay

Number of Games

Type

Direct Deposit, Mobile Payment, Money Transfer

Fees

Processing time

Instant

Casinologia/Inpay

Alex Matt

Digital Marketing Strategist

02.09.2025

Updated

Key Facts

Company

INPAY A/S

Headquaters

Copenhagen, Denmark

Established

2008

Number of users

N/A

Inpay Markets:

French Southern Territories

Lithuania

What Is Inpay and How it Dominates Online Casino Payments?

Inpay is an online payment service that leverages a global network of local banks to facilitate rapid and cost-effective international transfers. Unlike the slow, multi-bank routing of traditional SWIFT transfers, Inpay's system processes payments as domestic transactions in the recipient's country. This innovative approach makes it an ideal solution for iGaming operators and players who require reliable, international bank-based transactions without the high fees and delays. Inpay is preferred for its operational efficiency, robust security, and compliance with strict regulatory bodies like the Danish FSA. It provides a streamlined alternative that bridges global banking systems with speed and security.

But Inpay's power is also its core limitation. Every transaction is a bank-to-bank transfer, meaning it's fully traceable and subject to the Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations of both the sending and receiving countries. While this provides a high level of security and regulatory compliance, it sacrifices the anonymity that other methods like cryptocurrencies offer. Furthermore, its global network, while extensive, is not as all-encompassing as a credit card provider like Visa. Its use is tied to its specific corridors and partner banks, and a full, public list of supported countries is not available. While it offers a powerful upgrade over traditional wire transfers, it remains a specialized tool rather than a universal payment solution, a choice for those who prioritize security and low cost over total global reach or privacy.

Is Gambling with Inpay Legal?

Inpay itself isn’t illegal, but its use in online gambling is dictated by both the operator's license and local banking regulations. As a regulated financial institution under the Danish FSA, Inpay maintains a strict compliance framework. This means its services are only available in jurisdictions where it can legally operate and where its partners—the local banks—are permitted to process transactions to and from iGaming operators. In regulated markets like the EU and UK, using Inpay is typically seamless and fully legal, as the entire chain of transaction is overseen by regulatory bodies.

In contrast, Inpay will not be an option in countries that have either banned online gambling or where financial institutions are mandated to block such transfers. In grey markets, while a casino might accept Inpay, the player's local bank may still block the transaction, creating a layer of uncertainty and potential for denial. Unlike other methods that might find workarounds, Inpay's regulated nature ensures it operates strictly within established legal corridors. This makes it a reliable choice for players in licensed markets but an unusable one where local laws or banking regulations prohibit iGaming. The system is designed for compliance, not for bypassing restrictions.

🌍 Inpay Gambling Legality by Region

Region	Inpay Use for Gambling	Notes
Europe (EEA/UK)	✅ Legal and widely supported	Inpay is regulated by the Danish FSA, enabling its use across licensed EU and UK markets.
North America	✅ Legal in regulated areas	Inpay's network includes countries like Canada, where it's a viable option in regulated markets.
Asia	⚠️ Availability is mixed	Some countries like India allow it, while others restrict it due to local banking laws.
Oceania	✅ Legal in regulated markets	Inpay can be used in countries like Australia, where online betting is regulated.
Rest of World	❌ Often unavailable or restricted	Inpay's compliance-first approach limits its availability in jurisdictions with strict gambling bans or no regulation.

Fees, Delays, and Hidden Costs

While Inpay is renowned for its low costs and speed, particularly when compared to traditional wire transfers, its use in online gambling isn't without its own set of potential fees and delays. Unlike credit card transactions, which are often instant, Inpay is a bank-to-bank transfer. The final cost and speed of your transaction depend on several factors that extend beyond Inpay's own processing.

Here's where players might encounter friction:

Bank-side Fees: Although Inpay's service is designed to be affordable, your personal bank may still levy its own fees for initiating or receiving an international or even a domestic-style bank transfer. These can include a fixed fee for outgoing transfers or a nominal charge for incoming payments.
Currency Conversion: Inpay facilitates transfers in local currencies, which is a major benefit. However, if your casino account and bank account use different currencies, your bank will handle the conversion. The exchange rate used will likely include a small markup, which adds a subtle cost to the transaction.
Settlement Delays: Inpay's transfers are fast, but they're not always instant. The transfer must still be reconciled by both the sending and receiving bank. This means a deposit might take a few minutes to an hour, while a withdrawal could take up to a full business day for a full settlement and to appear in your account.
Withdrawal Constraints: Some casinos may apply internal withdrawal limits or processing times to Inpay transactions, especially for large sums. It is important to remember that these are platform-specific policies, not a limitation of Inpay itself.
Connectivity and Availability: Inpay's reach, while extensive, is not universal. If your local bank is not part of its global network, the service is simply unavailable to you. You won't face a declined transaction, but rather the option won't exist at all.

Inpay's value lies in its transparency and cost-effectiveness for cross-border bank payments. Its fees are often known upfront, and its delays are predictable. However, it's crucial for players to understand their bank's own policies, as that's where any unexpected costs or delays will originate.

How to Use Inpay to Gamble Online

Utilizing Inpay for your casino transactions is a secure and reliable process that operates through direct bank transfers. Here is a clear breakdown of how to make a deposit and withdraw your winnings with this method:

Step 1

Select a Compliant Casino

First, verify that the online casino you choose is fully licensed and lists Inpay as a supported payment option. Selecting a platform with a clear regulatory standing ensures your funds are handled securely and in compliance with financial laws.

Step 2

Complete Account Setup and Verification

Before you can use a regulated payment method, you must register a full account and complete the required KYC (Know Your Customer) checks. This often involves providing a government-issued ID and proof of address. This step is mandatory for bank-to-bank transfers.

Step 3

Initiate a Deposit and Get Transfer Details

Navigate to the casino's deposit page and select Inpay. The system will generate a set of unique bank transfer details for you. This will typically include a bank account number, the casino’s bank name, and a crucial reference code for your transaction.

Step 4

Execute the Transfer from Your Bank

Log into your own personal online banking or mobile app. Set up a transfer using the details provided by the casino. It is essential to enter the transaction reference code in the designated field to ensure the funds are correctly allocated to your casino account.

Step 5

Confirm the Funds Are Received

Inpay transfers are fast, but they are not always instantaneous. The money must be processed by both banks. Once the casino receives the funds and matches them to your account via the reference code, your balance will be updated.

Step 6

Request a Payout to Your Verified Account

When you are ready to withdraw, go to the cashier and select Inpay as your payout method. The funds will be returned to the same bank account you used for the deposit, provided it has been fully verified.

Step 7

Monitor Your Bank for the Payout

After the casino processes the withdrawal request, the funds will be sent via Inpay. Your bank may have its own processing time before the funds are posted to your account. This final step can take up to one business day.

New Online Casinos That Accept Inpay

Online casinos are increasingly adopting Inpay as a premier solution for global payments. Operators are choosing to integrate Inpay into their newly launched platforms to offer players a modern alternative to traditional payment methods. The service stands out by providing secure, low-cost bank-to-bank transfers that are much faster and more transparent than conventional wire transfers. For players, this means a reliable and efficient way to deposit funds and receive winnings, bypassing the complexities of credit cards or the delays of legacy banking systems.

The casinos featured below have been launched within the last year and have integrated Inpay to provide a seamless payment experience. Each platform is vetted for its license, security protocols, and commitment to fast payouts. However, remember that Inpay's availability is dependent on its global network, so always check for its support in your specific region before making a transfer. This specialized payment option is an excellent sign that the new casino is designed for a global, tech-savvy audience that values efficiency and compliance.

Sportsbooks That Accept Inpay

For a growing number of sportsbooks, offering a premium payment experience is a key differentiator, and that's where Inpay comes in. This service enables operators to provide players with a fast, secure, and cost-effective method for funding their sports betting accounts directly from their bank.

Inpay's system is a powerful alternative to credit cards and traditional wire transfers. It's a particularly strong option for players who prefer direct bank-to-bank transactions, as it’s designed to handle cross-border payments with high efficiency. For live betting and pre-match wagers, deposits are typically processed within a short time frame, often in near real-time, allowing you to get into the action without significant delay.

All sportsbooks listed below have integrated Inpay to provide this seamless experience. As with any bank-based transaction, your funds are subject to the standard KYC checks, and your withdrawal may have a brief processing period before being settled in your bank account. Inpay's regulated nature ensures a high degree of security, but always confirm that the sportsbook supports it in your country before you begin.

Live Casinos That Support Inpay Payments

Many live casinos that cater to a global audience are now integrating Inpay as a preferred banking option. This service provides a streamlined method for direct bank transfers that is both secure and highly efficient, making it an excellent alternative to credit cards for live dealer play. It allows players to fund their accounts with confidence, knowing their transactions are handled through a regulated and reliable system.

The live casino platforms listed below have adopted Inpay to provide players with a seamless funding solution. While Inpay's deposits are near-instant and allow you to join a live table without delay, it's a bank-based solution, so withdrawals will take longer than an e-wallet payout. Always confirm that your bank is compatible with the Inpay network to ensure a smooth and direct flow of funds. The use of this method on a live casino site is a strong indicator of the operator’s commitment to providing a secure and compliant banking experience.

Inpay Gambling Compared to Other Banking Methods

Inpay has emerged as a notable method in online gambling, particularly in regions where direct bank payments are valued for security and compliance. While not as universally recognized as card-based solutions, it offers unique advantages compared to mainstream options like eWallets and cryptocurrencies. Inpay works by connecting directly with local banks, making it a regulated and reliable method in supported markets.

This integration also means it’s less anonymous and slower than some alternatives. eWallets such as Skrill or Neteller provide faster cashouts and broader flexibility, though they may be excluded from promotions. Cryptocurrencies, by contrast, prioritize anonymity and speed but come with volatility and less regulatory backing. For players who prefer a balance of safety, legitimacy, and direct banking, Inpay is a solid choice. Those prioritizing rapid payouts or complete discretion may lean toward other methods.

Inpay vs. Other Payment Methods

Criteria	Inpay	eWallets (Skrill/Neteller)	Cryptocurrencies
Deposit Speed	1–24 hours (bank transfer dependent)	Instant	Instant
Withdrawal Speed	1–3 business days	1–24 hours	Under 1 hour
Anonymity	Low (bank-linked)	Moderate	High
Fees	Bank transfer/FX fees possible	Varies by provider	Network/gas fees
Bonus Eligibility	Usually eligible	Often excluded	Sometimes excluded
Global Acceptance	Moderate	Moderate	Low–moderate
KYC Requirement	Required	Required by provider	Varies by casino
Chargebacks	Possible (via bank)	No	No

Inpay Payment Types Compared – Bank Transfer vs. Instant Transfer

Unlike card networks that distinguish between credit, debit, and prepaid, Inpay’s differentiation lies in how transactions are processed—either as traditional bank transfers or as faster, direct-account services.

Standard bank transfers are reliable and accepted widely, but they can take longer to process. Deposits may take several hours to reflect, and withdrawals can require 1–3 business days.
Instant transfers provide much quicker processing, though availability depends on the specific bank and gambling platform. They combine the compliance of banking with near-eWallet speed.

Inpay Payment Types

Feature	Standard Bank Transfer	Instant Transfer
Deposit Eligibility	High	High
Withdrawal Support	Supported	Supported
Fees	Bank/FX fees possible	Bank/FX fees possible
Speed	1–24 hours	Instant to a few hours
Bank Visibility	Full	Full
Common Use Case	Players prioritizing reliability	Players wanting faster banking transactions

Security, Chargebacks, and Disputes: How Safe Is Inpay for Online Gambling?

Inpay is designed with safety in mind, but security doesn’t always translate into player control. As a bank-based payment solution, Inpay leverages existing banking infrastructure, which means transactions are processed through regulated financial institutions. This provides strong oversight and encryption, yet it also ties every payment directly to a user’s bank account, reducing anonymity compared to alternative methods.

From a protection standpoint, Inpay does not operate like card networks that support formal chargeback procedures. Once a transaction is authorized through the bank, reversing it can be difficult. Many banks treat gambling transfers as final, and disputes often fall outside consumer protection frameworks. While refunds may be possible in cases of fraud or technical error, success depends heavily on the issuing bank and its policies.
Visibility is another factor. Since Inpay connects directly to a player’s bank, every deposit and withdrawal is logged and fully traceable. For users in regions where gambling payments are restricted or closely monitored, this may result in declined transfers, account scrutiny, or even blocked activity. Unlike with cards, the casino itself has limited involvement—banks retain the final say.

Casinos can challenge refund attempts if disputes arise, and because Inpay transactions are tied to verified bank accounts, operators often have the advantage. For players, this means limited leverage once funds have been deposited and used for play. On the data security side, Inpay payments are encrypted, processed via secure banking rails, and compliant with international payment standards. However, once a bank account is linked to a gambling platform, the association remains visible unless users switch accounts or request manual restrictions from their bank.

Payment Transparency – Are Inpay Casinos Clear on Terms?

Casinos offering Inpay as a payment method promote it as straightforward and bank-reliable. But once players look closer, the transparency of terms is often lacking. While Inpay transactions comply with banking regulations, the fine print surrounding fees, limits, and eligibility is rarely laid out in a single place. Instead, the information is scattered, vague, or hidden in different sections of the casino’s site. For users who value clarity, the “bank-level trust” of Inpay can feel undermined by how poorly the terms are communicated.

“No Fees” Isn’t the Whole Story

Many casinos promote Inpay as a zero-cost deposit option, but additional costs may still arise on the banking side:

Transfer fees applied by the user’s bank
Currency conversion charges if depositing in a non-local currency
Intermediary costs if the payment is routed through partner banks or processors
These charges are outside the casino’s control, yet rarely highlighted upfront.

Withdrawal Conditions Are Opaque

Depositing through Inpay is generally smooth, but withdrawals can come with less obvious rules, such as:

Processing times of 1–3 business days depending on the bank
Hidden minimum and maximum payout thresholds
Manual compliance checks for larger amounts, which can delay access to winnings
These terms are often buried in secondary pages rather than presented transparently.

Bonus Limitations Are Not Always Clear

Some casinos impose conditions on Inpay deposits without spelling them out clearly. These can include:

Deposits not qualifying for certain welcome offers
Lower promotional value compared to card or eWallet deposits
Higher wagering requirements on bonuses linked to Inpay
Players who assume equal treatment across payment methods may find themselves at a disadvantage.

Terms Are Fragmented, Not Centralized

Instead of presenting a single, accessible payment policy, casinos typically distribute Inpay-related terms across:

General terms and conditions pages
Separate FAQ sections
Bonus-specific small print
External compliance documents

This fragmented approach makes it difficult for players to fully understand the conditions tied to Inpay transactions, unless they carefully piece together details from multiple sources.

Philosophical Note – Should Rational Gamblers Use Inpay?

Inpay functions well, but only if your gambling habits align with what it provides. It isn’t the fastest, the most widely available, or the most private solution. Yet for certain profiles of players, Inpay offers a rational and balanced choice.

For methodical, compliance-oriented players, Inpay provides reassurance. If you gamble occasionally, stick to licensed casinos, and prefer direct connections to your bank, Inpay minimizes third-party involvement. You deposit and withdraw within the same regulated framework, with security coming from your financial institution rather than external wallets.
For bonus hunters, Inpay can be inconsistent. Some casinos accept Inpay deposits for welcome packages, but others exclude bank-transfer methods entirely. If chasing offers is central to your strategy, you’ll need to check T&Cs carefully and may still need an alternative option like an eWallet to maximize flexibility.
For high-frequency or speed-focused players, Inpay may feel restrictive. While it’s secure, bank processing times introduce delays, and withdrawals are rarely instant. Unlike crypto or digital wallets, Inpay is not built for rapid-fire deposits and cashouts. If efficiency and discretion are your priorities, other methods will serve you better.
For international gamblers, Inpay’s practicality depends on coverage. It supports a growing number of regions, but not all banks or casinos integrate it smoothly. In some cases, local restrictions can cause failed deposits or delayed payouts. Where fully supported, however, Inpay delivers a stable experience with fewer intermediaries.

Inpay is a rational choice for players who want regulated banking, predictability, and peace of mind. It’s not the fastest or most versatile method, but if you value compliance, straightforward transactions, and the security of working directly through your bank, Inpay is one of the most logical payment tools available.

Online Casinos Accepting Inpay – FAQs

In most cases, Inpay deposits are processed within minutes, but the speed depends on the player’s bank and the casino’s integration. While many transfers clear quickly, delays can occur if the bank performs extra checks, if compliance verification is required, or if the casino holds deposits for security screening.

Yes, Inpay generally supports withdrawals as it is tied directly to your bank account. However, payout times vary, usually ranging from 1–3 business days depending on the casino’s processing schedule and your bank’s clearing times.

Casinos often advertise Inpay deposits as fee-free, but banks may apply transfer or foreign exchange charges. Some intermediary banking networks may also impose small processing fees that aren’t disclosed upfront by the casino.

This depends on the casino. Some platforms allow Inpay deposits to trigger welcome bonuses, while others exclude bank-transfer methods. Always check the terms and conditions before depositing if bonuses are a priority.

Since Inpay connects directly to your bank account, your full banking details are used to process the transfer. Casinos don’t see your login credentials, but the transaction itself is fully traceable and linked to your personal banking information.

No. Inpay has good coverage in certain European and international markets, but it is not as universally available as card networks. Acceptance depends on whether both your bank and the casino are partnered with the Inpay system.

Inpay transactions are highly secure, benefiting from bank-level encryption and compliance with international payment standards. However, unlike crypto or prepaid methods, Inpay does not provide anonymity—every transaction is tied to your bank.

The main complaints include slower withdrawal times compared to eWallets, deposits being flagged or delayed by banks, and occasional rejection if the player’s region or bank restricts gambling-related transfers.

Will Inpay gambling transactions show up on my bank statement?

Yes. All Inpay transactions are recorded on your bank statement, usually under the merchant or casino’s payment processor details. This makes them fully visible to both you and your bank.

If your Inpay deposit fails, first check whether your bank allows gambling payments. If the issue isn’t bank-related, contact the casino’s support team. In some cases, you may need to verify your identity or choose an alternative payment method.