Zimpler

Zimpler is a Swedish fintech solution built for instant bank payments, making casino deposits fast, secure, and effortless. Founded in 2012 and headquartered in Stockholm, Zimpler started out as a mobile wallet before pivoting into a pure open banking provider. Today it’s a go-to option across the Nordics and several EU markets, trusted by millions of players for quick, card-free deposits. Regulated under EU financial directives and known for its simple user flow, Zimpler gives casino players what they want most: instant deposits, smooth authentication, and no hidden surprises.

Zimpler

Number of Games

Type

E-wallet

Fees

1%–2.5%

Processing time

Instant

Casinologia/Zimpler

Victor Atanasov

02.09.2025

Updated

Key Facts

Company

Zimpler AB

Headquaters

Stockholm, SE

Established

2012

Number of users

350,000,000

Zimpler Markets:

Lithuania

Luxembourg

What Is Zimpler and Why It Matters in Online Casino Payments?

Zimpler is a Swedish open banking payment provider that’s become a favorite for casino players who want speed and security without the hassle of cards or e-wallets. Founded in 2012 and based in Stockholm, Zimpler originally started as a mobile wallet but has since evolved into a pure instant bank transfer system, connecting users to their bank accounts directly.

For online casinos, this shift has been huge. With connections to 350+ million European bank accounts across 25 markets, Zimpler lets players deposit instantly and, at many casinos, withdraw just as fast. Strong Customer Authentication (SCA) ensures every payment is verified, making it just as secure as online banking itself.

The real appeal lies in simplicity: select Zimpler in the cashier, choose your bank, approve the transaction, and the funds hit your casino balance within seconds. Unlike older methods, there are no middlemen, no clunky logins, and no waiting.

Brief History of Zimpler

2012 – Founded in Stockholm, Sweden as a mobile wallet provider
2016–2018 – Expands across Nordic iGaming markets
2020 – Pivot to open banking, focusing on instant bank transfers
2021–2022 – Rapid expansion into EU markets, SEPA payouts launched
Today – Available in 25+ countries, connecting to hundreds of millions of bank users

Is Gambling with Zimpler Legal?

Using Zimpler for online casino deposits is legal and fully regulated when done correctly. Zimpler is a licensed Swedish payment institution operating under PSD2 and the Swedish Payment Services Act, and it is supervised by the Swedish Financial Supervisory Authority.

In Sweden, there were past disputes with the Gambling Authority (Spelinspektionen), but courts have since ruled that Zimpler is not responsible for enforcing gambling licensing on behalf of operators. This means the service itself is legitimate and can be used safely.

What it means for players:

Zimpler is safe and legitimate for casino deposits.
The payment itself is legal, but gambling rules depend on your country and the casino’s license.
In regulated markets like Sweden, Finland, and Germany, using Zimpler at licensed casinos is completely fine.
If you play on offshore casinos, make sure the site is properly licensed, as Zimpler does not replace gambling regulation.

Fees, Delays, and Hidden Costs

Zimpler keeps things simple and transparent, making it a solid choice for casino players. Here’s the breakdown:

Deposit fees: Usually free for players. Some casinos may add a small processing fee (~1–2%), but most absorb it.
Withdrawal fees: At casinos that support Zimpler payouts, they’re generally free. Any extra cost depends on the operator.
Delays: Deposits are instant. Withdrawals, when supported, are often processed instantly too, though some casinos may take a few hours for approval.
Hidden costs: None from Zimpler itself. The only possible extras could come from your bank or the casino’s own policies, but Zimpler doesn’t tack on hidden charges.

Compared to alternatives like credit cards (2–3% + foreign exchange fees) or e-wallets (3–4% fees), Zimpler sits in the low-cost, high-speed category. For casual players and high rollers alike, its combination of instant banking and no surprise fees makes it highly competitive.

How to Use Zimpler to Gamble Online

Step 1

Pick a Casino

Choose an online casino that supports Zimpler as a payment option. It’s widely available across Nordic and EU-facing casinos.

Step 2

Head to the Cashier

Go to the deposit section and select Zimpler from the list of payment methods.

Step 3

Select Your Bank

From the Zimpler interface, pick your bank. Zimpler connects with hundreds of banks across Europe and Brazil.

Step 4

Log In & Approve

Use your secure online banking credentials. Authenticate with your bank’s method (often BankID in Sweden and Finland).

Step 5

Play Instantly

Funds land in your casino account right away. At supported casinos, withdrawals are also near-instant.

New Online Casinos That Accept Zimpler

Zimpler’s strong presence in the Nordics and Europe makes it a priority integration for new casinos targeting these regions. Operators that want to attract Swedish, Finnish, and broader EU players almost always include Zimpler from the start.

These new casinos typically offer:

Instant deposits and withdrawals via Zimpler
Alternative cash-out methods like Trustly, bank transfers, or e-wallets
Localized support in languages such as Swedish, Finnish, German, and English
Licensing from trusted authorities like the Malta Gaming Authority or Curacao, ensuring compliance and safety

For new casinos looking to compete, supporting Zimpler is less of a luxury and more of a requirement.

Sportsbooks That Accept Zimpler

Sports betting thrives on speed and timing, and Zimpler delivers both. For players in Sweden, Finland, and across supported EU markets, the ability to make instant deposits during live matches is a game-changer. That’s why more and more sportsbooks now feature Zimpler as a go-to option.

Whether it’s betting on Allsvenskan football, NHL hockey, or Champions League nights, Zimpler ensures you never miss a wager because of slow payments. Many sportsbooks also support fast withdrawals, letting you cash out winnings in real time.

⚠️ Not every sportsbook has enabled Zimpler withdrawals yet, but deposits are near-universal wherever the method is offered. For live and in-play betting, Zimpler is one of the most reliable payment methods on the market.

Live Casinos That Support Zimpler Payments

Live dealer games thrive on seamless deposits, and Zimpler is built for exactly that. Players can fund their accounts instantly, join a Blackjack, Roulette, or Baccarat table, and keep the action flowing without delays.

The open banking authentication ensures payments are not just fast but also secure, with players verifying transactions directly through their bank. For those who want to jump straight into live play, Zimpler cuts out the middlemen and delivers funds in seconds.

⚠️ While deposits are always instant, not all live casinos support Zimpler withdrawals yet. In such cases, players will need an alternative cash-out option like Trustly, bank transfer, or e-wallets. Still, for deposits into live casino platforms, Zimpler remains one of the smoothest and most reliable methods available.

Zimpler Gambling Compared to Other Banking Methods

Zimpler’s niche is clear: instant, secure, and regulated payments across Europe and Brazil. Here’s how it stacks up against the competition:

Method	Deposits	Withdrawals	Fees	Speed	Market Reach
Zimpler	✅ Instant	✅ Yes*	~0–2%	Instant 💨	25+ European countries + Brazil
Trustly	✅ Instant	✅ Yes	Varies	Instant 💨	Pan-European
Brite	✅ Instant	✅ Yes	~0–1%	Instant 💨	27 European countries
PayPal	✅ Yes	✅ Yes	2–4%	Instant	Global
Credit Cards	✅ Yes	✅ Yes	2–3% + FX fees	Fast	Global
Skrill/Neteller	✅ Yes	✅ Yes	3–4%	Fast	Global

*Withdrawals supported at many casinos, but not universal yet.

🔎 Key Takeaway: In its core markets, Zimpler rivals Trustly and Brite for speed and simplicity, often with low or no fees for players. While global giants like PayPal and cards cover more territory, Zimpler dominates where it’s available by combining instant processing with EU regulatory backing.

Security, Chargebacks, and Disputes: How Safe Is Zimpler for Gambling?

Zimpler is built on bank-level security, making it one of the most reliable ways to move money into your casino account. All transactions are authenticated through Strong Customer Authentication (SCA), often via BankID or your bank’s login, which drastically reduces fraud risks compared to cards or wallets.

Encryption: Every Zimpler transaction is fully encrypted end-to-end 🔒
No shared data: Casinos never see your bank details – Zimpler handles the payment securely as the middle layer
Regulation: Licensed in Sweden and compliant with EU PSD2 open banking rules, ensuring strict financial oversight

⚠️ Downsides: Like other instant banking methods, Zimpler does not support chargebacks. Once you authorize a deposit, it cannot be reversed. If disputes arise with a casino (e.g., delayed payouts), Zimpler cannot step in to resolve them. That’s why it’s crucial to only play at licensed and reputable casinos when using Zimpler.

payment icon

Payment Transparency – Are Zimpler Casinos Clear on Terms?

Most casinos that support Zimpler are upfront about their fees and limits, but there are still variations between operators. The good news is that Zimpler itself doesn’t add hidden costs. Any extra fees come from the casino’s side.

When depositing or withdrawing with Zimpler, always check:

Deposit fees – usually none for players, though some casinos may add a ~1–2% processing cost
Minimum deposits – often between €10–20 depending on the site
Withdrawal rules – instant at many casinos, but some may still use manual approval times

Large, EU-licensed casinos are generally transparent about terms, while smaller offshore operators may bury details in the fine print. Overall, transparency is improving, but players should double-check the cashier section before committing funds.

Philosophical Note – Should Rational Gamblers Use Zimpler?

Here’s the rational breakdown:

Pros: Instant deposits, EU-regulated, strong authentication (BankID/SCA), often supports withdrawals, no direct player fees.
Cons: Availability limited to Europe and Brazil, not all casinos support withdrawals, some operators may pass on small fees.

For players in supported markets, Zimpler is a smart, low-friction deposit method. It combines the trust of online banking with the convenience of instant transfers. Rational gamblers, however, also plan for withdrawals, and since not every casino enables Zimpler cash-outs, it’s wise to have a backup like Trustly, Brite, or bank transfer.

So, should you use it? Yes – Zimpler is an excellent launchpad for instant deposits. Just don’t depend on it exclusively until full withdrawal coverage is universal. Pairing it with a reliable cash-out option keeps your bankroll strategy balanced.

Online Casinos Accepting Zimpler – FAQs

These are the answers to the most asked questions about Zimpler as a banking method in online casinos.

Zimpler is a Swedish open banking payment method that lets players make instant deposits (and sometimes withdrawals) directly from their bank account.

Yes. Zimpler is PSD2-compliant, licensed in Sweden, and uses Strong Customer Authentication (SCA) like BankID. Your bank details are never shared with the casino.

Zimpler is available in 25+ European markets (including Sweden, Finland, Germany, Spain, Netherlands, etc.) plus Brazil.

Absolutely. Funds appear in your casino account within seconds of confirming the payment.

At many casinos, yes – withdrawals are fast and sometimes instant. But not all operators support it yet, so check the cashier.

No, Zimpler doesn’t charge users. Some casinos may add a small processing fee (~1–2%), but most cover it themselves.

Minimums are usually €10–20. Maximums depend on your bank and the casino’s policies.

Zimpler, Trustly, and Brite all offer instant banking. Trustly has the widest adoption, Brite is newer, and Zimpler bridges both with strong Nordic focus and Brazil coverage.

Yes, in Brazil. Outside Europe and Brazil, it’s not available.

Speed + security. Deposits are instant, withdrawals can be fast, and every transaction is authenticated directly through your bank.

Victor Atanasov

With over 4 years of experience in the iGaming industry, Victor Atanasov has studied bonuses, platforms, and player behavior not just as trends – but as systems. As one of the founding voices behind Casinologia, Victor blends sharp SEO strategy, content mastery, and project management with a deep understanding of the science behind incentives.From link-building campaigns to conceptualizing entire content ecosystems, Victor approaches every project like a grand design – each article a scroll, each page a pillar. He believes that the future of iGaming lies in intellectual presentation and user-centered storytelling.