Vipps

Vipps is Norway’s leading mobile payment system. Developed by DNB and launched in 2015, it quickly became the country’s standard for fast digital transactions. Today it operates under Vipps MobilePay AS, following the 2022 merger with Denmark’s MobilePay. The company is based in Oslo and backed by a consortium of Norwegian banks and Danske Bank.

Vipps connects users directly to their Norwegian bank accounts through BankID, enabling instant transfers, in-store payments, and online purchases. Its clean interface and wide acceptance have made it part of daily life for most Norwegians, now surpassing 4.4 million active users in Norway and more than 12 million across the Nordic region.

Though not designed specifically for gambling, its speed and reliability make it an attractive choice for players who seek secure and verified payment flows in regulated environments.

Vipps

Number of Games

Type

Mobile Payment

Fees

1%-4%

Processing time

Instant

Casinologia/Vipps

Alex Yanev

Specialist Content Contributor

17.10.2025

Updated

Key Facts

Company

Vipps MobilePay AS

Headquaters

Oslo, Norway

Established

2015

Number of users

4,400,000+

Vipps Markets:

What Is Vipps and How It Dominates Online Casino Payments

Vipps is a mobile payment platform created by DNB in 2015 and now operated by Vipps MobilePay AS. It links directly to a user’s Norwegian bank account or debit card and confirms transactions through BankID, Norway’s digital ID system. This connection gives Vipps the same security and verification level as online banking.

Payments through Vipps are processed in real time. Users approve each transfer in the app, and merchants receive instant confirmation. Because it uses the national banking infrastructure, it does not rely on stored balances or prepaid credit, unlike traditional e-wallets.

Its growth is tied to its simplicity and trust. Almost every major Norwegian bank supports Vipps, and over 80 % of the population uses it regularly. The platform’s deep bank integration made it the go-to tool for domestic payments, including e-commerce, utilities, and donations.

In gambling payments, Vipps holds a unique position. Technical capability exists for instant casino deposits, but national regulations restrict direct gambling use. Offshore operators often integrate Vipps through partner gateways that mimic its speed while routing funds through compliant channels.

Interesting Facts About Vipp

Vipps started as a DNB project and became a key part of Norway’s digital payment system. Its merger with MobilePay extended its coverage across the Nordic region while keeping strong national branding.

Launched on May 30, 2015, by DNB
Reached one million users within six months
Operates under Vipps MobilePay AS since the 2022 merger with MobilePay
Serves more than 12 million users across Norway, Denmark, Finland, and Sweden
Supported by over 100 Nordic banks
Processes hundreds of millions of transactions each year
Enables cross-border transfers between Norway, Denmark, and Finland
Uses BankID verification for all payments
Among Europe’s first to offer QR-based in-store and donation payments

Is Gambling with Vipps Legal

Using Vipps for online gambling is restricted in Norway. The Norwegian authorities require banks and payment providers to block gambling transactions that involve unlicensed operators. Because Vipps routes payments through Norwegian banks, these transactions are usually stopped. Only state-approved operators like Norsk Tipping and Norsk Rikstoto can legally process payments within Norway.

🌍Vipps Gambling Legality by Region

Region	Vipps Use for Gambling	Notes
Norway	Restricted	Payments to unlicensed casinos are blocked by banks under national regulation. Only state-run operators are allowed.
Denmark	Limited (via MobilePay)	MobilePay is the active brand; gambling payments allowed only to licensed Danish operators.
Finland	Limited (via MobilePay)	MobilePay can be used with the state monopoly Veikkaus; offshore gambling payments are restricted.
Sweden	Emerging	Vipps introduced in 2024; gambling payments depend on licensing and integration approval.
Other Countries	Not supported	Vipps MobilePay operates only in the Nordic region.

Fees, Delays, and Hidden Costs

Vipps transactions are mostly free for everyday use. The platform charges no fee for standard payments to merchants or small peer transfers, but some limits and special cases apply.

Sending up to 5,000 NOK to the same person within 24 hours is free
Above 5,000 NOK, a 1 % fee applies on the excess amount
Cross-border person-to-person transfers between Norway, Denmark, and Finland have a 4 % fee
Payments to merchants, including casinos, are free for users
Merchants pay a small transaction fee to their payment processor (usually around 1.3 NOK or 1–2 %)
Credit card funding may add extra cost depending on the issuing bank
Digital gift wrapping through Vipps has a minor optional fee
Withdrawals from casinos, when available through intermediaries, usually follow bank transfer timelines with 1–3 business days for settlement

How to Use Vipps to Gamble Online

Vipps works through linked Norwegian bank accounts and cards. When available on casino platforms, it follows the same approval process used for regular online payments. Because Norway restricts gambling transactions, many casinos integrate Vipps through third-party gateways that process the deposit indirectly.

Step 1

Choose Vipps at the Casino Cashier

Open the deposit section of the casino.
Select Vipps as your preferred payment method.

Step 2

Enter Your Mobile Number and Deposit Amount

Type your registered Vipps phone number.
Specify the amount you wish to deposit.

Step 3

Approve the Payment in the Vipps App

Open the Vipps app on your phone.
Confirm the transaction using BankID verification.

Step 4

Receive Instant Confirmation

The casino receives immediate approval.
Funds appear instantly in your player account.

New Online Casinos That Accept Vipps

casino icon

Vipps is not widely integrated into casino platforms because Norwegian payment regulations block gambling transactions. Some offshore casinos display the Vipps logo, but these often use intermediary processors that simulate Vipps payments through other rails like Visa or Trustly. A few new international casinos target Nordic players and experiment with such integrations, but availability changes often as banks enforce transaction bans. Players looking to deposit with Vipps should confirm the actual payment channel used before completing any transfer.

Sportsbooks That Accept Vipps

Vipps is rarely supported on sportsbook sites. Norwegian gambling law limits payment processing for unlicensed operators, which includes most offshore sportsbooks. The state-run betting provider Norsk Tipping handles payments through approved banking systems instead. Some foreign sportsbooks display Vipps among their options, but payments usually pass through a card or bank gateway rather than Vipps directly.

Live Casinos That Support Vipps Payments

Live casino platforms targeting Norway seldom accept Vipps for direct deposits. The method’s banking link causes instant blocking of flagged gambling transactions. A few offshore live casinos mention Vipps support, but payments are processed through third-party intermediaries. For smoother operation, players often switch to instant banking or e-wallets when depositing for live dealer play.

Vipps Gambling Compared to Other Banking Methods

comparison icon Vipps offers instant processing and full security through BankID, matching the reliability of standard bank payments. Yet its use in gambling is limited due to Norwegian restrictions.

Vipps Vs. Other Payment Methods

Feature	Vipps	Traditional Bank Transfer	E-Wallets	Cryptocurrencies
Speed	Instant for allowed payments	1–3 business days	Instant	Instant
Fees (User)	None for merchant payments	Varies by bank	0–3 %	Network fee
Availability at Casinos	Limited by Norwegian law	Common on licensed sites	Widely accepted	Widely accepted
Verification	BankID authentication	BankID or card login	KYC verification	Wallet signature
Chargebacks	Via linked card or bank	Bank process	Platform-dependent	Not available
Security Level	High, bank-grade	High	High	Medium (depends on wallet)

Vipps Card Types Compared – Credit vs. Debit vs. Prepaid

credit card icon

Vipps does not issue its own cards. Instead, it links directly to the user’s existing Norwegian debit or credit card registered with their bank. The type of card connected determines how the payment is funded, but the process inside the app remains the same. Prepaid cards are rarely compatible because they lack full BankID verification.

Security, Chargebacks, and Disputes: How Safe Is Vipps for Online Gambling

Vipps follows strict Norwegian banking standards. Every transaction requires BankID verification and in-app approval, preventing unauthorized use. Data is encrypted and processed through each user’s home bank, not stored by Vipps itself.

Chargebacks are handled through the linked bank or card provider since Vipps acts only as a payment layer. Disputes are managed under national banking laws, giving users full protection against unauthorized or failed transfers. Vipps also offers transaction logs within the app, allowing users to track and report any irregular activity immediately.

Payment Transparency – Are Vipps Casinos Clear on Terms

Vipps keeps payment details simple for users, but transparency on casino platforms varies. Since many sites use intermediaries to process Vipps deposits, players must rely on the operator’s own terms to see how transactions are handled.

User Fees

No fee for standard merchant payments
Possible 1 % charge on transfers above 5,000 NOK to individuals
Cross-border peer payments carry a 4 % fee

Merchant Fees

Casinos or PSPs pay transaction costs, usually 1–2 % or a small fixed amount
The user rarely sees this fee directly

Processing Details

Instant confirmation once approved in the app
Withdrawals routed through bank transfers, typically 1–3 business days

Policy Clarity

Vipps lists all user fees in its help center
Casinos may not specify if payments pass through a processor, so users should verify before depositing

Philosophical Note – Should Rational Gamblers Use Vipps

Vipps offers security, speed, and full traceability, but its connection to Norway’s banking system makes it unsuitable for most offshore gambling sites. A rational player values compliance and control over convenience. Using Vipps aligns with responsible behavior, as transactions remain visible, verified, and subject to national safeguards. For gaming, players should only use Vipps within legal frameworks and choose licensed operators that meet Norwegian or EU payment standards.

Online Casinos Accepting Vipps – FAQs

No. Vipps deposits are instant when processed through allowed Norwegian or Nordic payment channels. Most offshore casinos cannot process Vipps directly due to banking restrictions.

No. Vipps does not support direct casino withdrawals. Payouts are usually redirected to the linked bank account through Trustly or a standard transfer.

No hidden fees exist for users. Payments to merchants are free. Any charge would come from the casino’s payment processor or credit card issuer.

This depends on the casino. Some bonuses exclude certain payment types. Vipps deposits, when processed through intermediaries, usually qualify, but users must check the terms before depositing.

Only necessary payment details are transmitted. Vipps shares transaction data, amount, and confirmation through the secure banking system. Personal identification stays protected under BankID encryption.

No. Vipps MobilePay operates only in Norway, Sweden, Denmark, and Finland. It is not accepted in markets outside the Nordic region.

Vipps uses two-factor authentication, BankID verification, and encrypted bank communication. Its security level matches or exceeds that of e-wallets and online banking.

The main issue is blocked transactions to offshore casinos. Others include lack of direct withdrawals and dependence on third-party processors.

Yes. Norwegian banks automatically block unlicensed gambling payments. Users can also manage their spending limits or disable external payments through the app or their bank.

Yes. Payments appear as standard bank transactions with the merchant name. If a payment is blocked, it will not show as a completed charge.

Contact your bank or the casino’s payment provider. Rejections often occur due to Norwegian transaction restrictions. If the site is licensed abroad, try another compliant method such as Trustly or card payment.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.