TrueLayer

TrueLayer is rewriting how money moves online. Instead of clunky card numbers and outdated systems, it connects players directly with their banks for instant deposits and withdrawals. No more waiting, no more hidden middlemen – just secure, lightning-fast payments verified through biometric authentication. For casino players, this means topping up your balance in seconds, cashing out winnings instantly, and enjoying peace of mind knowing your money is protected. With $116B+ annualised payment volume and 15M users already in its network, TrueLayer is becoming the go-to payment method for modern online gambling.

TrueLayer

Number of Games

Type

Money Transfer

Fees

No Fees

Processing time

Instant

Casinologia/TrueLayer

Gabriela Vangelova

Content Director

09.09.2025

Updated

Key Facts

Company

TrueLayer Ltd.

Headquaters

London, UK

Established

2016

Number of users

15,000,000+

TrueLayer Markets:

Lithuania

Online Casinos Accepting TrueLayer

Find trusted online casinos that accept TrueLayer for deposits right below along with reviews and a convenient filter to search by preference.

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is TrueLayer and How it Dominates Online Casino Payments?

TrueLayer is an open banking payments platform designed to cut cards and e-wallets out of the picture. Instead of handing over sensitive details to a third party, you pay straight from your bank account. Authentication happens in your bank’s app, usually with a fingerprint or face scan, making it fast, safe, and way more convenient. For online casinos, this is huge. TrueLayer payments land instantly, withdrawals are processed in minutes, and fraud risk is massively reduced since only verified businesses can join the network. Casinos love it because it drives higher conversion rates and 90% of returning users stick with Pay by Bank. Players love it because it’s simple: no cards, no forgotten passwords, no nonsense.

40% of UK Pay by Bank transactions go through TrueLayer.
Over 15 million consumers are already using it.
Annual transaction volume exceeds $116 billion.

History of TrueLayer

Founded in London in 2016, TrueLayer was one of the pioneers of Europe’s open banking movement. Its mission was clear from the start: replace outdated card networks with modern, bank-to-bank payments. Over the years, it expanded its products by introducing instant payouts, recurring payments, and integrated onboarding tools. Today, TrueLayer operates across the UK and Europe, with plans to expand globally. In gambling specifically, it quickly became the payment provider of choice for operators who want instant, secure, and cost-effective transactions.

Is Gambling with TrueLayer Legal?

The short answer: yes, but it depends on your region. TrueLayer isn’t a casino, it’s a payment facilitator. So, its legality doesn’t hinge on gambling laws directly. Instead, what matters is whether online gambling is legal in your country and whether operators are licensed to offer it. Because TrueLayer is a regulated open banking provider, it already complies with financial rules in the countries it serves. This makes it a trusted bridge between casinos and players, and most regulators approve of it as a payment method.

In the UK, TrueLayer is fully licensed and regulated by the Financial Conduct Authority (FCA). That’s why you’ll find it across most UK-licensed casinos.
In the EU, availability varies by country but is expanding quickly thanks to PSD2 regulations, which push banks to open their APIs.
Outside of Europe, adoption is still limited, but growing interest in open banking means it’s only a matter of time before regions like North America catch on.

Using TrueLayer doesn’t put players at legal risk, it’s the casino’s licensing status that matters. If you play at a licensed site in your region, TrueLayer transactions are just as legitimate as paying with a card or e-wallet.

💡 Pro Tip: Always check your casino’s license before making deposits. TrueLayer’s presence is a good sign that the casino takes compliance seriously.

Availability by Region

Region	Availability	Notes
UK	✅ Widely available	FCA-regulated, common at licensed casinos
EU (selected)	✅ Expanding	Supported under PSD2 open banking rules
North America	⚠️ Limited	Open banking adoption is slower, but pilots are emerging
Asia	❌ Rare	Limited infrastructure for open banking
Australia/NZ	⚠️ Limited	Open banking frameworks still developing

Fees, Delays, and Hidden Costs

One of TrueLayer’s strongest selling points is cost transparency. Traditional cards often bury fees in exchange rates, delays, or “processing charges.” With TrueLayer, payments go bank-to-bank, cutting out middlemen and reducing costs for both casinos and players.

Deposits: Usually free. Most casinos cover transaction fees, and TrueLayer itself doesn’t tack on hidden costs.
Withdrawals: Also free, but check with your casino since some operators may still charge withdrawal fees (though this is rare).
Delays: Practically none. Deposits are instant, and withdrawals that used to take days can now land in minutes.

⚠️ Heads-up: While TrueLayer keeps things clean, casinos may still impose limits or fees on their side. Always read the cashier’s fine print before committing.

Compared to card networks, TrueLayer is cheaper, faster, and less prone to “mystery deductions.”

How to Use TrueLayer to Gamble Online

Step 1

Pick a Casino 🎰

Choose an online casino that lists TrueLayer or Pay by Bank as a supported payment method.

Step 2

Register or Log In 🔑

Step 3

Go to the Cashier 💳

Select “Deposit” and choose TrueLayer / Pay by Bank from the list of methods.

Step 4

Authenticate via Your Bank App 🔒

You’ll be redirected to your bank’s app or online portal to approve the payment with fingerprint, Face ID, or passcode.

Step 5

Play Instantly 🚀

Funds appear in your casino account almost immediately, ready for gameplay. Withdrawals follow the same flow in reverse.

New Online Casinos That Accept TrueLayer

TrueLayer’s adoption curve is steep, and newer casinos are the first to jump on board. Since these brands often want to showcase modern, player-friendly payment systems, they see TrueLayer as a competitive advantage. By offering instant deposits and withdrawals, they appeal directly to players who value speed and security above all else. What makes this even better is that many of these new casinos integrate TrueLayer with streamlined onboarding so KYC checks, payouts, and verification happen in one smooth flow. That means less friction for players, fewer hoops to jump through, and faster access to winnings.

Below, you’ll find our curated list of new casinos supporting TrueLayer.

Sportsbooks That Accept TrueLayer

Sports betting is all about timing because odds shift, games move fast, and nobody wants to miss a bet because their deposit is stuck in limbo. TrueLayer solves this by giving sportsbooks instant Pay by Bank functionality. Punters can top up their accounts in seconds and cash out winnings without the usual multi-day delays tied to cards. This flexibility makes it an attractive option for both casual bettors and sharps who need liquidity on demand.

We’ve listed the top sportsbooks below that already support TrueLayer so you can place your bets without the hassle.

Live Casinos That Support TrueLayer Payments

Live casino players want a seamless experience: sitting at a virtual blackjack table while juggling payment issues kills the vibe. TrueLayer helps by ensuring that deposits are instant and withdrawals are near-real-time. Because authentication happens in your banking app, payments feel as natural as unlocking your phone. Players can move money in and out of live casino sessions without downtime, making the experience smoother and more enjoyable.

Scroll down to explore live casinos that already trust TrueLayer to power their payment systems.

TrueLayer Gambling Compared to Other Banking Methods

When choosing a payment method for gambling, players usually weigh five things: speed, cost, security, availability, and overall experience. Here’s how TrueLayer stacks up against the competition.

1. Speed ⏱️

TrueLayer: Deposits and withdrawals are instant thanks to open banking rails. No waiting, no pending statuses.
Cards: Deposits are quick, but withdrawals can drag on for 1–3 business days.
E-wallets: Almost instant both ways, but not always accepted for withdrawals.
Crypto: Also instant, but network congestion can sometimes slow things down.
Bank Transfers: The slowest option. Processing can take several days.

👉 If speed is the priority, TrueLayer, e-wallets, and crypto lead the pack, but TrueLayer has the edge with guaranteed bank-backed reliability.

2. Cost 💸

TrueLayer: Generally free for players with no middlemen and no hidden exchange fees.
Cards: Possible fees from banks or casinos, plus foreign exchange surcharges.
E-wallets: Often free to deposit but can charge withdrawal or inactivity fees.
Crypto: Low transaction fees, but you risk value volatility eating into your winnings.
Bank Transfers: Typically free, but some banks charge for international transfers.

👉 TrueLayer wins on cost-efficiency, as it keeps the money flow direct and transparent.

3. Security 🔒

TrueLayer: Uses biometric authentication and bank-level protection. No card numbers, no exposure.
Cards: High fraud risk; card details can be stolen or cloned.
E-wallets: Secure but depend on third-party accounts being well protected.
Crypto: Secure in theory, but risky if you mishandle private keys or use shady exchanges.
Bank Transfers: Safe but vulnerable to human error (typos in account details).

👉 On pure security, TrueLayer and bank transfers rank highest, but TrueLayer’s biometrics push it ahead.

4. Availability 🌍

TrueLayer: Growing fast in the UK and EU, still limited elsewhere.
Cards: Global coverage; almost every casino accepts them.
E-wallets: Very widely available, but not always allowed for bonuses.
Crypto: Supported only at select, mostly offshore casinos.
Bank Transfers: Universally accepted but old-fashioned.

👉 For global reach, cards remain king. But if you’re in the UK/EU, TrueLayer is increasingly common.

5. Player Experience 🎮

TrueLayer: Frictionless – pay directly via your bank app with Face ID or fingerprint.
Cards: Familiar but clunky – typing 16-digit numbers feels outdated.
E-wallets: Smooth, but juggling accounts adds an extra step.
Crypto: Cool for tech-savvy users, confusing for beginners.
Bank Transfers: Straightforward but painfully slow.

👉 For convenience, TrueLayer nails it by being fast, clean, and mobile-friendly.

Method	Speed	Fees	Security	Availability	Best For
TrueLayer	🚀 Instant	Low/None	Biometric + Bank-level	UK/EU Growing	Modern players
Credit/Debit	⏳ Slow outs	Possible	Fraud-prone	Global	Traditionalists
E-wallets	⚡ Fast	Medium	Good	Widely accepted	Frequent gamblers
Crypto	⚡ Fast	Low	Volatile	Select casinos	Risk-takers
Bank Transfers	🐢 Slow	Low	Secure but outdated	Global	Patient high-rollers

Security, Chargebacks, and Disputes: How Safe Is TrueLayer for Gambling?

Security is where TrueLayer shines. Payments are processed entirely through your bank’s app or online portal, which means the same security you use to access your money every day protects your casino transactions too.

Biometric Authentication: Fingerprint or Face ID confirms every transaction.
No Card Data: Since there are no cards, there’s nothing for fraudsters to steal.
Verified Businesses: TrueLayer only works with casinos that pass strict onboarding checks.

But what about chargebacks and disputes? Here’s the catch: Pay by Bank isn’t the same as credit cards. With cards, you can request chargebacks through your issuer. With TrueLayer, disputes are handled directly between your bank and the casino. That means:

If you deposit at a licensed casino, you’re covered by their dispute resolution process.
If you use an unlicensed casino, recovery may be tough, so always stick to regulated sites.

Fun fact: by cutting out card networks, TrueLayer also cuts down card fraud cases by over 90%.

terms and conditions icon

Payment Transparency – Are TrueLayer Casinos Clear on Terms?

Payment transparency is a recurring pain point in online gambling. Hidden fees, unclear withdrawal limits, and sudden “processing delays” frustrate players. TrueLayer helps clear some of this up, but the casino itself still sets the rules.

Here’s how it plays out:

Deposits: Always clear and instant. Casinos rarely charge for them.
Withdrawals: Usually transparent, but casinos may enforce limits (e.g., €5,000 per week).
Fees: TrueLayer doesn’t add any, but casinos may apply service fees anyway.

✅ The good news: Casinos that integrate TrueLayer often highlight fast payouts as a selling point, which means they’re more likely to keep their payment terms player-friendly.
⚠️ The bad news: Not every casino is upfront. Some still bury fees in their terms, even with modern payment methods.

Best practice for players is simple: read the cashier page before depositing. If a casino is truly transparent, they’ll display deposit/withdrawal times and any fees in plain language. If they don’t, it’s a red flag.

Philosophical Note – Should Rational Gamblers Use TrueLayer?

Rational gambling isn’t only about odds, bankroll management, or picking the right game, It’s also about controlling how money flows in and out of your hands. Payment methods can either strengthen that control or chip away at it with delays, fees, or risks.

TrueLayer stands out because it aligns with the logic of disciplined play. Instant transfers mean your bankroll is always liquid and you can step into a session when it makes sense, not when your card clears. Biometric authentication minimizes exposure to fraud, which protects not just your money, but your focus. And the absence of hidden charges keeps the math clean because what you deposit and withdraw is exactly what you manage. The main objection? Availability. TrueLayer hasn’t reached every casino yet, and global coverage is still building. But rational gamblers don’t chase every casino; they choose licensed, reliable operators. And within that smaller pool, TrueLayer’s presence is already strong and growing. When you look at it this way, TrueLayer is a strategic tool. Rational gamblers thrive on minimizing friction, reducing unnecessary risks, and making sharper, faster decisions. By adopting TrueLayer, you’re not just moving money; you’re practicing the same logic you apply at the tables.

In short: if your playstyle is rational, your payment method should be too.

Online Casinos Accepting TrueLayer – FAQs

These are the answers to the most asked questions about TrueLayer as a banking method in online casinos.

Yes, TrueLayer deposits are designed to be instant. However, processing speed can also depend on the casino’s cashier system. Reputable sites using TrueLayer usually credit your balance within seconds.

Absolutely. TrueLayer supports fast payouts directly to your linked bank account. Withdrawals are often completed within minutes, much faster than card or bank transfer methods.

No. TrueLayer itself doesn’t charge players any fees. Still, casinos may apply their own withdrawal or processing charges, so always double-check the cashier page before depositing.

In most cases, yes. Unlike some e-wallets, TrueLayer deposits are usually eligible for welcome offers and reload bonuses. Always confirm the terms of the promotion, just to be safe.

Only what’s necessary to verify and complete the transaction – your bank details stay between you and your bank. Casinos receive confirmation of payment but not sensitive login credentials.

Not yet. It’s widely supported in the UK and expanding across the EU. Outside those regions, availability is still limited, though growth is expected as open banking adoption spreads.

Extremely secure. Transactions are confirmed through your bank’s app using biometric authentication. With no card numbers to steal, fraud risk is much lower than with traditional card payments.

The biggest one is availability since not every casino supports it yet. Occasionally, banks may block gambling-related payments, but this is rare.

Yes. Because the payments run directly through your bank, you can request gambling transaction blocks at the bank level. This adds an extra layer of control if you need it.

Yes. They’ll appear as a standard transaction to the casino’s operator or payment processor, just like any other bank payment.

First, confirm that the casino supports TrueLayer and that your bank is part of the network. If everything checks out, contact the casino’s support team. If the issue persists, reach out to your bank for clarification.