Siru Mobile

Siru Mobile is a phone-billing service that lets players deposit into online casinos by charging the amount to their mobile bill or prepaid credit. You enter your number, confirm with an SMS or call, and the funds appear instantly in your casino balance. The service is available only in Finland, Sweden, the UK, and Austria, with strict monthly and per-transaction limits that rarely exceed a few hundred euros or pounds. Fees are high compared to cards or e-wallets, often adding 25 to 30 percent on top of the deposit. Withdrawals are not possible through Siru Mobile, so players need another method to cash out winnings. On the upside, it is fast, private, and secure, since no banking details are shared with the casino and all transactions are verified through your device. Siru Mobile is best suited for small, occasional deposits where convenience matters more than cost.

Siru Mobile

Number of Games

Type

Mobile Payment

Fees

€3.5-€6

Processing time

Instant

Casinologia/Siru Mobile

Alex Yanev

Specialist Content Contributor

01.09.2025

Updated

Key Facts

Company

Siru Mobile

Headquaters

Helsinki, Finland

Established

2011

Number of users

N/A

Siru Mobile Markets:

What Is Siru Mobile and How it Dominates Online Casino Payments?

Siru Mobile is a Finnish payment service founded in 2011 by Siru Mobile Oy, a company based in Helsinki. It allows players to deposit into online casinos through carrier billing rather than traditional banking. To make a payment, you select Siru Mobile at the cashier, enter your phone number, and verify with an SMS or automated call. The deposit is credited instantly, while the charge appears on your next mobile bill or is deducted from prepaid credit. No card or bank information is shared with the casino, which keeps transactions private. The service operates only in Finland, Sweden, the UK, and Austria, with certain carriers excluded.

Deposits are capped at a few hundred euros or pounds per month, with lower introductory limits for new users. Each payment carries a service fee that makes the method more expensive than cards or e-wallets. Withdrawals are not possible through Siru Mobile, so an alternative method is always required for cashing out. Despite these restrictions, the company has secured a strong position in its niche by offering speed, privacy, and reliable SMS-based verification.

Is Gambling with Siru Mobile Legal?

Gambling with Siru Mobile is legal as long as you play at licensed online casinos in countries where the service is supported. The payment method itself is fully regulated as part of mobile carrier billing, and casinos that offer it must comply with local gambling laws and responsible gaming rules.

🌍 Siru Mobile Gambling Legality by Region

Region	Siru Mobile Use for Gambling	Notes
Finland	Allowed	Monthly limit €300, lower limits for new users, fees apply.
Sweden	Allowed	Daily limit 1000 SEK, monthly limit 3000 SEK, carrier restrictions.
United Kingdom	Allowed	Monthly limit £500, some carriers do not support Siru Mobile.
Austria	Allowed	Monthly limit €300, per-transaction limit around €50.
Other Countries	Not available	Service not supported outside the listed regions.

Fees, Delays, and Hidden Costs

Siru Mobile deposits are instant, but every transaction carries a service fee that makes the method more expensive than cards or e-wallets. The exact cost depends on your region and carrier, yet it often adds 25–30 percent to the deposit amount. No hidden charges are added by the casino, but players should be aware of the built-in limits that can restrict frequent use.

Key points to consider:

Deposits are processed instantly.
Fees range around 25–30 percent per deposit.
Limits include monthly caps of €300 in Finland and Austria, £500 in the UK, and 3000 SEK in Sweden.
Charges are added straight to your phone bill or deducted from prepaid credit.
No hidden fees from casinos, but carrier rules may apply.

How to Use Siru Mobile to Gamble Online

In this section we will show you how to use Siru Mobile to gamble online:

Step 1

Setting Up Siru Mobile

No separate account is required to start.
You need a mobile subscription with a supported carrier in Finland, Sweden, the UK, or Austria.
Optional: register with the MySiru portal to track payments, view limits, and block the service if needed.

Step 2

Choosing a Casino

Select an online casino that lists Siru Mobile in its payment methods.
Make sure the casino is licensed and accepts players from your country.

Step 3

Making a Deposit

Go to the cashier or deposit page and choose Siru Mobile.
Put in the amount you wish to deposit, keeping within the regional limits.
Provide your mobile number and confirm the transaction by SMS code or automated call.
The deposit is credited instantly to your casino balance, while the charge is added to your phone bill or deducted from prepaid credit.

Step 4

Playing Responsibly

Keep in mind that deposits carry fees and low monthly caps.
Use Siru Mobile for small, quick top-ups rather than large bankrolls.

Step 5

Withdrawing Winnings

Siru Mobile cannot be used for withdrawals.
To cash out, choose an alternative method such as bank transfer, credit card, or e-wallet from the casino’s payout options.
This means you will have to provide banking or wallet details even if you deposited through Siru Mobile.

Siru Mobile Gambling Compared to Other Banking Methods

comparison icon Siru Mobile stands out from other payment methods by focusing on speed and privacy, but it comes with higher fees, strict deposit limits, and no withdrawal option. In contrast, e-wallets and cryptocurrencies often support both deposits and payouts with lower costs and wider availability.

Siru Mobile vs. Other Payment Methods

Criteria	Siru Mobile	eWallets (Skrill/PayPal)	Cryptocurrencies
Deposit Speed	Instant	Instant to a few minutes	Instant
Withdrawal	Not available	Available	Available
Fees	High (25–30% per deposit)	Low to moderate	Usually low, network fees apply
Limits	Very low (few hundred per month)	Higher, set by casino	Flexible, often higher
Privacy	High (only phone number shared)	Medium (email and account linked)	High (wallet address only)
Availability	Limited to 4 countries	Widely accepted globally	Growing acceptance worldwide

Unique Feature of Siru Mobile – Pay Later Convenience

One of the most interesting aspects of Siru Mobile is its “pay later” setup. Deposits are charged to your monthly phone bill or deducted from prepaid credit instead of being paid instantly from a bank account. This makes it possible to top up a casino balance quickly without needing funds on hand at that moment, though it requires discipline to manage the bill responsibly.

Security, Chargebacks, and Disputes: How Safe Is Siru Mobile for Online Gambling?

Siru Mobile keeps payments secure by working through the mobile carrier’s billing system. Players never need to enter card or bank details on a casino site, which reduces exposure to fraud. Each transaction requires confirmation by SMS or automated call, meaning deposits can only be approved from the phone linked to the account. All supported casinos also use SSL encryption, adding another layer of protection during the transfer. For users who want more control, the MySiru portal allows them to check payment history, set limits, or block the service entirely.

Chargebacks are not possible with Siru Mobile because deposits are treated as mobile service charges, not as bank card payments. If a dispute arises, players must contact Siru Mobile or their carrier instead of requesting a reversal like with cards. This makes the system less flexible in case of errors but also reduces risks for casinos. While the lack of chargebacks can feel limiting, it is balanced by transparency, instant confirmation, and the ability to monitor or disable the service through official channels.

Payment Transparency – Are Siru Mobile Casinos Clear on Terms?

Siru Mobile payments are straightforward, and players see the exact amount they will be billed before confirming a deposit. Casinos that support the service usually highlight the limits, fees, and restrictions, but players should also check their carrier’s rules to avoid surprises.

Transparency of Fees

Step 1: Enter your deposit amount.
Step 2: Siru Mobile displays the total cost, including service fees.
Step 3: Confirm only if you accept the final charge.

Clarity of Limits

Step 1: Review the regional caps such as €300 monthly in Finland or £500 in the UK.
Step 2: Check if your carrier applies stricter rules.
Step 3: Track your usage in the MySiru portal to avoid declined payments.

Withdrawal Information

Step 1: Understand that Siru Mobile is deposit-only.
Step 2: Choose a secondary method like bank transfer or e-wallet for payouts.
Step 3: Confirm the casino’s withdrawal terms before you start playing.

User Control

Step 1: Log into the MySiru portal.
Step 2: View your history, limits, and current charges.
Step 3: Block or suspend the service anytime for added safety.

Philosophical Note – Should Rational Gamblers Use Siru Mobile?

For players who value speed and privacy, Siru Mobile is a simple and effective tool. It lets you deposit with nothing more than a phone number, keeps your banking details off casino records, and ensures instant access to funds. The built-in limits also act as a natural safeguard, preventing excessive spending and aligning with responsible gambling practices.

On the other hand, rational gamblers must weigh the high fees, strict monthly caps, and the fact that withdrawals are impossible. While it is convenient for quick, low-value deposits, it is not efficient for long-term play or larger bankrolls. From a rational perspective, Siru Mobile works best as a secondary option when convenience outweighs cost, not as a primary banking method.

Online Casinos Accepting Siru Mobile – FAQs

Yes, Siru Mobile deposits are credited instantly once you confirm the transaction by SMS or call. The charge is then added to your next phone bill or deducted from prepaid credit.

No, withdrawals are not possible with Siru Mobile. You will need to use another variant, such as bank transfer or an e-wallet, to cash out winnings.

There are no hidden fees, but each deposit carries a service charge that is shown before confirmation. These fees are higher than with cards or e-wallets and usually add around 25 to 30 percent to the deposit amount.

Yes, deposits made with Siru Mobile generally qualify for casino bonuses unless the casino specifies otherwise in its terms. Players should always check the bonus policy before depositing.

The casino only receives your phone number to process the deposit. No banking or card details are shared, which makes the method private and secure.

No, Siru Mobile is only available in Finland, Sweden, the United Kingdom, and Austria. Players outside these countries cannot use the service.

Siru Mobile is secure because transactions are confirmed by SMS or call and routed through the mobile carrier’s billing system. The casino never sees your banking details, and all communication is encrypted.

The main issues are high fees, strict deposit limits, and the lack of withdrawal support. Sometimes deposits can also fail if you reach your monthly cap or if your carrier does not support the service.

Yes, through the MySiru portal you can block or suspend the service. This gives you full control over where and when Siru Mobile can be used.

No, they will not appear on your bank statement. The charges are billed directly through your mobile carrier and appear on your phone bill or prepaid balance.

First, check if you have reached your daily or monthly limit. If limits are not the issue, contact your mobile carrier to confirm support for Siru Mobile. If the problem continues, reach out to Siru Mobile customer support or the casino’s help desk for further assistance.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.

Siru Mobile

Online Casinos Accepting Siru Mobile

What Is Siru Mobile and How it Dominates Online Casino Payments?

Is Gambling with Siru Mobile Legal?

🌍 Siru Mobile Gambling Legality by Region

Fees, Delays, and Hidden Costs

Key points to consider:

How to Use Siru Mobile to Gamble Online

Setting Up Siru Mobile

Choosing a Casino

Making a Deposit

Playing Responsibly

Withdrawing Winnings

New Online Casinos That Accept Siru Mobile

Sportsbooks That Accept Siru Mobile

Live Casinos That Support Siru Mobile Payments

Siru Mobile Gambling Compared to Other Banking Methods

Unique Feature of Siru Mobile – Pay Later Convenience

Security, Chargebacks, and Disputes: How Safe Is Siru Mobile for Online Gambling?

Payment Transparency – Are Siru Mobile Casinos Clear on Terms?

Philosophical Note – Should Rational Gamblers Use Siru Mobile?

Online Casinos Accepting Siru Mobile – FAQs