PayU Romania

PayU Romania is one of the most established payment processors in Eastern Europe. Founded in 2004 as GECAD ePayment International, it quickly became the leading online payments provider in Romania and was later acquired by the Naspers Group, rebranded under the PayU name. Today, PayU Romania operates as PayU S.A., licensed by the National Bank of Romania and headquartered in Bucharest. The company processes millions of transactions daily, offering secure payments through cards, bank transfers, and digital wallets. Its role in the Romanian market makes it a central bridge between players, merchants, and international financial systems.

PayU Romania

Number of Games

Type

E-wallet

Fees

N/A

Processing time

Instant

Casinologia/PayU Romania

Alex Yanev

Specialist Content Contributor

26.09.2025

Updated

Key Facts

Company

PAYU ROMANIA PSP SA

Headquaters

Bucharest, Romania

Established

2004

Number of users

10,000,000+

PayU Romania Markets:

Romania

Online Casinos Accepting PayU Romania

PayU Romania is available at a number of online gambling sites where local payment solutions are supported. Its presence is strongest in regions where the processor already holds market share for e-commerce, making it a convenient bridge for players who prefer to use familiar local methods. While availability is not universal, players in Romania and selected countries can often rely on PayU to fund their accounts quickly and securely.

Below is the casino listing that highlights where this payment method is accepted:

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

Payment Method

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is PayU Romania and How it Dominates Online Casino Payments?

PayU Romania is a licensed payment institution supervised by the National Bank of Romania. It began as GECAD ePayment International in 2004 and became PayU after its acquisition by the Naspers Group in 2010. The company now operates as PayU S.A. in Bucharest and is part of the wider PayU Group under Prosus N.V., one of the largest technology investors in Europe.

The platform connects merchants and consumers through a secure gateway that supports a variety of methods: Visa and Mastercard cards, local bank transfers, installments, and mobile wallets. It integrates fraud prevention tools, PCI DSS compliance, and 3D Secure authentication, which makes it reliable for industries that require strict security, including gambling.

In terms of scale, PayU Romania serves over 300,000 businesses and contributes to the global network that processes more than 10 million transactions per day across 50+ markets. For online casinos, this reach means easier cross-border operations and access to local payment preferences. Multi-currency support (RON, EUR, USD, GBP, and others) allows players to deposit using familiar denominations while operators can settle in their chosen currency.

This combination of local licensing, international backing, and technological infrastructure positions PayU Romania as a strong choice for casino payments, particularly in Eastern Europe where trust in domestic processors is high and regulatory oversight is strict.

Interesting Facts About PayU Romania

PayU Romania has grown from a local fintech start-up into a trusted payments hub with both regional influence and global backing. Its evolution reflects the growth of digital commerce in Eastern Europe and the demand for safe, transparent, and fast online payments. Beyond its everyday role in processing card and bank transactions, PayU Romania also adds layers of credit options, analytics, and fraud prevention that make it valuable in regulated sectors such as online gambling.

Founded in 2004 as GECAD ePayment International, rebranded to PayU in 2010
Operates as PayU S.A., licensed by the National Bank of Romania
Serves more than 300,000 merchants in Romania across e-commerce and services
Integrated into the global PayU Group, active in over 50 markets worldwide
Processes part of the group’s 10 million daily transactions
Supports multiple currencies, including RON, EUR, USD, GBP, HUF, BGN, PLN
Offers additional services like installments and “Buy Now, Pay Later” options in Romania
Headquarters located at Opera Center, Bucharest

Is Gambling with PayU Romania Legal?

PayU Romania is a licensed payment institution under the National Bank of Romania, which means its services are regulated and legal for online payments. Using PayU to fund gambling accounts is allowed in markets where online gambling itself is legal and where operators integrate PayU as a method. The legality depends on the gambling license of the casino and the country’s regulations, not on PayU itself.

🌍PayU Romania Gambling Legality by Region

Region	PayU Use for Gambling	Notes
Romania	Allowed	Licensed by the National Bank of Romania, used by merchants across sectors. Legal to fund ONJN-licensed gambling accounts.
European Union	Varies	PayU operates in several EU markets. Acceptance depends on local gambling regulations and operator licensing.
India	Restricted	PayU is a leading processor in e-commerce, but gambling transactions are limited due to local restrictions on online betting.
Latin America (e.g. Colombia, Brazil, Mexico)	Limited	PayU has a presence, but gambling support is subject to national laws. Colombia has a regulated market where PSPs integrate with licensed operators.
United States	Not supported	PayU does not operate as a processor for gambling in the US due to federal and state restrictions.
Other Markets (Africa, Asia)	Case-by-case	PayU has coverage in several regions, but gambling acceptance is tied to local regulations and may be limited or blocked.

Fees, Delays, and Hidden Costs

PayU Romania uses a transaction-based pricing model instead of flat monthly fees, which makes it attractive for online businesses and gambling operators. For players, most deposits through PayU are processed instantly and usually appear free of charge at the casino’s side. Costs may still arise depending on the bank, card issuer, or specific transaction type. Cross-border use, withdrawals, or high-risk sectors like gambling can also involve extra charges.

Deposit fees: Usually free at the casino level, but banks may apply 1–3% for card processing or foreign currency conversion
Withdrawal fees: Rarely available via PayU; alternative payout methods like bank transfers are used and may carry their own fees
Currency exchange: If depositing in non-RON currencies, conversion fees from the bank or card provider may apply
Delays: Deposits are instant; withdrawals, when possible, take longer since they route through bank systems
Hidden costs: Some operators add surcharges for high-risk payments or apply limits that trigger extra verification steps

How to Use PayU Romania to Gamble Online

PayU Romania provides a straightforward way to deposit funds into online gambling accounts. The process mirrors standard online checkout steps, with added security through 3D Secure and local banking integrations. While deposits are generally instant, withdrawals often require alternative methods like bank transfers.

Step 1

Account Setup

Register at a licensed online casino that supports PayU
Complete account verification (KYC) to enable payments

Step 2

Select PayU at the Cashier

Go to the deposit section of the casino
Choose PayU as your payment method
Confirm the amount you want to deposit

Step 3

Choose Payment Source

Select your card (Visa, Mastercard, Maestro), bank transfer, or digital wallet linked to PayU
Input the required details securely

Step 4

Authentication

Approve the payment with 3D Secure (OTP or mobile confirmation)
PayU encrypts and routes the transaction to your bank for approval

Step 5

Confirmation

Funds appear instantly in your casino balance
Casino confirms the deposit on-screen and via email

Step 6

Withdrawals (When Allowed)

Check if the casino supports PayU for withdrawals (rare)
If not, request payout via bank transfer or another available option

Step 7

Tracking and Records

PayU provides transaction receipts for each payment
Transactions also appear in your bank statement under PayU or the merchant’s name

New Online Casinos That Accept PayU Romania

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Newly launched casinos often integrate local payment gateways to attract regional players, and PayU Romania is one of the tools that helps them reach this audience. While PayU is not as universally present as cards or e-wallets, it is increasingly adopted by platforms that want to cater to Romanian players and other markets where PayU has a strong presence. These casinos highlight PayU deposits for their speed, regulatory compliance, and trust factor. The method appeals to both operators, who benefit from secure integration and fraud protection, and players, who value familiarity and the ability to transact in local currency.

Sportsbooks That Accept PayU Romania

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Sports betting operators targeting Romanian players and other PayU-supported regions often add this processor to their cashier systems. The integration allows bettors to deposit quickly using familiar local methods, including bank cards and transfers processed through PayU’s secure gateway. While withdrawals usually rely on bank transfers, PayU remains valuable on the deposit side, where speed and trust are most important. Its local presence and regulatory compliance make it a practical option for sportsbooks looking to serve players in Eastern Europe.

Live Casinos That Support PayU Romania Payments

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Live casino platforms that aim to attract Romanian customers frequently integrate PayU as part of their payment mix. The method provides a quick and regulated way to fund accounts, ensuring seamless access to live dealer tables. Players benefit from instant deposits, 3D Secure authentication, and support for local currencies, while operators gain a gateway that reduces fraud risks. Although payouts are usually handled through other banking methods, PayU continues to play an important role in enabling safe and reliable deposits into live gaming environments.

PayU Gambling Compared to Other Banking Methods

comparison icon PayU Romania sits between traditional bank transfers and modern e-wallets in terms of speed, cost, and accessibility. Deposits are processed instantly like an e-wallet, but the method relies on established card and banking networks, giving it the security of a regulated financial system. Unlike cryptocurrencies, which offer anonymity but face legal uncertainty in many markets, PayU is fully licensed and supervised, making it acceptable in regulated gambling sectors. Its main drawback is the lack of direct withdrawals, where players often need to switch to bank transfers or other payout methods. For many Romanian players, though, PayU remains a balanced option that combines local trust with global infrastructure.

PayU Romania vs. Other Payment Methods

Criteria	PayU	eWallets (Skrill, Neteller, PayPal)	Cryptocurrencies
Speed of Deposits	Instant	Instant	Instant to a few minutes
Speed of Withdrawals	Rarely supported, usually via bank transfer	Fast (within 24 hours)	Fast (minutes to hours)
Fees	Usually free for deposits, bank fees may apply	Vary by provider, often 1–3%	Network fees only
Availability	Strong in Romania and selected markets	Widely accepted globally	Growing, but not legal in all regions
Currencies Supported	RON, EUR, USD, GBP, HUF, BGN, PLN, others	Multi-currency	Depends on accepted coins
Security	PCI DSS, 3D Secure, licensed by National Bank of Romania	Strong encryption, buyer protection	Secure through blockchain, but irreversible
Anonymity	Low, transactions tied to bank or card	Medium, depends on provider	High, but often restricted by regulators
Gambling Acceptance	Accepted in selected regulated markets	Broadly accepted at most casinos	Restricted in regulated markets, strong in offshore ones

PayU Romania Card Types Compared – Credit vs. Debit vs. Prepaid

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PayU Romania is not a direct card issuer, but it acts as a gateway for Visa, Mastercard, and Maestro transactions. This means the type of card used determines how the payment is handled. Players can connect debit, credit, or prepaid cards through PayU, and the processor will route them securely with added authentication. While the choice of card is up to the user, each option carries its own advantages and limitations when used for gambling payments.

Security, Chargebacks, and Disputes: How Safe Is PayU Romania for Online Gambling?

PayU Romania operates under strict regulatory oversight from the National Bank of Romania and follows global standards such as PCI DSS Level 1 certification. Transactions are protected with encryption, tokenization, and 3D Secure authentication to reduce fraud risks. For online gambling, this means deposits are routed through a system that applies the same safeguards used in banking and large-scale e-commerce.

When it comes to disputes, PayU functions as a payment gateway, so chargebacks are handled by the card issuer or bank connected to the transaction. Players can request a chargeback if a transaction is unauthorized or disputed, but outcomes depend on the policies of the issuing bank. Casinos that integrate PayU must also comply with clear refund and dispute processes, which adds another layer of consumer protection.

Overall, PayU is considered a safe option for deposits, but like other gateways, it offers limited direct control over chargebacks. Players rely on their bank or card provider for resolution if problems arise.

Payment Transparency – Are PayU Romania Casinos Clear on Terms?

Casinos that use PayU Romania are expected to follow clear rules on deposits, fees, and player verification, as both the operator and the payment processor work under strict financial oversight. Transparency varies depending on the operator, but PayU itself enforces standards that aim to minimize hidden costs and ensure that dispute resolution channels are available.

Transparency of Terms

Licensed casinos disclose PayU availability in their banking section
Clear mention of minimum and maximum deposit amounts
Fees, if applied, must be visible before confirming a transaction

Fees and Costs

Deposits often free at casino level, but bank fees can apply
Currency conversion costs appear if paying in non-RON currencies
No hidden setup fees from PayU itself

Dispute Handling

Chargebacks processed through issuing bank or card provider
Casinos using PayU must provide refund and complaint procedures
National Bank of Romania oversees PayU’s compliance with local rules

Security Controls

3D Secure for card payments
PCI DSS Level 1 certification for data handling
Fraud detection tools integrated in the gateway

Player Protections

KYC verification required by casinos accepting PayU
Transactions appear under PayU or merchant name for accountability
Ability to block or limit transactions through bank controls

Philosophical Note – Should Rational Gamblers Use PayU Romania?

Rational gambling relies on control, clarity, and accountability, and PayU Romania aligns with these principles. By operating under the National Bank of Romania’s license, it ensures that every payment follows strict financial rules. Using PayU through debit or prepaid cards encourages players to spend within their means, while the system’s transparency makes costs and limits easier to track. The absence of anonymity also serves as a reminder that gambling should remain accountable and within legal frameworks. For players who approach betting with discipline, PayU offers a structured and secure way to manage deposits without adding unnecessary risk.

Online Casinos Accepting PayU Romania – FAQs

Yes. Deposits through PayU Romania are routed via card networks or local banks and appear instantly once authenticated. Any delay usually comes from the casino’s internal verification process rather than PayU itself.

In most cases no. PayU is primarily a deposit gateway, and casinos often require withdrawals to be made via bank transfer or other supported methods. Players should check the cashier section of the casino for available payout channels.

PayU itself does not add hidden charges, but banks or card issuers may apply conversion or processing fees. Casinos sometimes add surcharges for specific methods, which must be stated before confirming a payment.

Yes. Deposits made via PayU are treated the same as card or bank deposits and usually count toward welcome offers and reload bonuses, unless the casino explicitly excludes them in its terms.

The casino receives only the payment confirmation from PayU. Sensitive details like full card numbers are encrypted and processed through PayU’s secure gateway. The casino still holds player identity data from account registration, but PayU does not expose extra banking details.

No. PayU Romania is active in its home country and selected European and emerging markets. Acceptance depends on whether PayU operates locally and whether the regulator permits it for gambling transactions.

PayU Romania applies PCI DSS Level 1 certification, 3D Secure authentication, and fraud monitoring, placing it on the same level as leading e-wallets and card processors. It is considered more secure than direct bank transfers because of the added fraud protection.

The most frequent issues are declined transactions due to bank restrictions, currency conversion fees when depositing in foreign currencies, and the absence of direct withdrawal options. Technical failures are rare and usually resolved by retrying or contacting the casino’s support team.

Yes. Since PayU routes payments through cards or bank accounts, players can request their bank to block gambling transactions or apply limits. Some banks and cards offer category-based restrictions that cover PayU transactions as well.

Yes. Transactions appear under PayU or the merchant name on the bank statement. The wording does not always state gambling, but it is clear that a transaction occurred through PayU or a related processor.

First, verify that card or bank details were entered correctly. If funds are available but the payment fails, the issue may be a block by the issuing bank. Contacting the bank or using an alternative card often resolves the problem. If the issue persists, players should contact the casino’s support and ask whether PayU transactions are currently enabled.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.