EPS

Still using EPS? You’re not alone. It’s a common payment method for online gambling in supported European countries, offering a reliable way to move funds directly from your bank. But it’s also highly traceable. Every deposit links directly to your bank account, and each transaction is fully recorded by your bank. EPS delivers stability and compliance with local regulations, but it doesn’t prioritize privacy or flexibility. It’s a solid choice for secure, regulated play—but not the fastest or most anonymous option available.

EPS

Number of Games

101

Type

Credit/Debit Card

Fees

1.6%

Processing time

Instant

Casinologia/EPS

Jessica Bozukova

Philosophical Analyst

18.09.2025

Updated

Key Facts

Company

STUZZA

Headquaters

Vienna, Austria

Established

2003

Number of users

3,000,000+

EPS Markets:

Austria

Online Casinos Accepting EPS

Use this filter to find trusted online casinos that accept EPS for deposits, withdrawals, or both. Visa is one of the most widely accepted and secure payment methods in online gambling, known for fast processing and global compatibility. On the left, you can refine your search by casino type (e.g. mobile, live dealer, crypto-friendly), player country, and other features like bonuses, withdrawal speed, and minimum deposit limits.

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

Payment Method

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is EPS and How it Dominates Online Casino Payments?

The Electronic Payment Standard (EPS) is Austria’s leading online bank transfer system, designed to facilitate secure and instant payments directly from a user’s bank account. Introduced in 2003 and managed by STUZZA, EPS allows customers to pay online without the need for credit cards or third-party wallets. Transactions are processed in euros and supported by all major Austrian banks, ensuring both speed and security. Its simplicity, combined with strong banking integration, makes EPS a trusted method for consumers who prioritize privacy and direct control over their funds.

In the online casino sector, EPS has become a dominant payment option due to its reliability and widespread acceptance. Many Austrian-focused online casinos integrate EPS because it offers near-instant deposits and straightforward withdrawals, reducing friction for players. Unlike credit card payments, which may involve additional verification or higher fees, EPS transactions are streamlined and cost-effective for both operators and users. Its strong market penetration—over 80% of Austrian online merchants accept EPS—solidifies its position as the go-to payment solution for online gambling within the country.

Is Gambling with EPS Legal?

Gambling with EPS is legal in Austria, as it is a regulated and fully licensed payment method connected to Austrian banks. EPS itself is not a gambling platform but a payment system, so using it to deposit or withdraw funds at online casinos is permitted under Austrian law. Players benefit from secure transactions and compliance with banking regulations, ensuring that their funds are protected and monitored according to national financial standards.

However, the legality depends on the license of the online casino. Austrian players should ensure that the casino they choose is licensed to operate in Austria or holds a reputable international license. Using EPS with unlicensed or offshore casinos may carry legal and financial risks, even though the payment system itself is legitimate. Therefore, while EPS is fully legal, responsible gambling practices and choosing licensed operators remain essential for safe online play.

🌍 EPS Gambling Legality by Region

Region	EPS Use for Gambling	Notes
Europe (EEA/UK)	⚠️ Limited to Austria	EPS is only available for Austrian bank accounts; accepted by Austrian-licensed operators.
North America	❌ Not available	EPS is not supported by banks or casinos outside Austria.
South America	❌ Not available	No support for EPS; Austrian players only.
Asia	❌ Not available	EPS cannot be used; some Austrian casinos may accept foreign bank transfers instead.
Oceania	❌ Not available	EPS is not supported outside Austria.
Africa	❌ Not available	Not supported; no integration with African banks.
Middle East	❌ Not available	EPS cannot be used; Austrian banks required.

Fees, Delays, and Hidden Costs

EPS may seem straightforward at first glance, but using it for online gambling comes with nuances that many players overlook. While deposits are instant and often promoted as “fee-free,” the real picture depends on your bank, the casino, and the EPS processing flow. Here’s where limitations and friction can appear:

Bank-side restrictions – Some Austrian banks limit or flag gambling transactions, especially with certain account types. This can result in blocked payments or additional verification requirements.
FX conversions – EPS transactions are processed in euros. If your casino account uses a different currency, your bank applies its own conversion rate, sometimes adding a 1–3% markup.
Withdrawal limitations – Not all casinos support EPS for withdrawals. Even when allowed, processing times depend on both the casino and your bank, which can introduce delays.
Casino limits – Some platforms cap EPS withdrawals per transaction. Large payouts may need to be split into smaller transfers, each requiring additional verification.
Operational friction – Transactions can occasionally fail due to bank settings, maintenance, or compliance checks. Since EPS is bank-linked, Austrian banks retain full control over the transaction flow.

Players using EPS should always check that their bank supports gambling transactions, verify casino withdrawal options, and be aware of currency conversion rules. While EPS is secure and fast for deposits, these hidden constraints can affect timing and convenience.

How to Use EPS to Gamble Online

Using EPS to deposit and withdraw at online casinos is straightforward, but only if you follow the right sequence and understand the limitations. Below is a precise breakdown of the process:

Step 1

Choose a Licensed Casino That Accepts EPS

Make sure the platform is regulated by a recognized authority (e.g., MGA, UKGC, Curacao) and explicitly lists EPS as an accepted payment method. Avoid offshore sites with no payment transparency.

Step 2

Complete Registration and KYC Verification

Sign up using accurate personal information. Most EPS-accepting casinos require ID verification before withdrawals, so cutting corners here will lead to blocked payouts later.

Step 3

Set Deposit Amount and Confirm with 3D Secure

Enter the amount to deposit and complete any required authentication (e.g., 3D Secure, SMS code, app-based verification). Funds typically appear in your account instantly.

Step 4

Play Within Casino Terms and Monitor Your Balance

Track your activity, especially if playing with a bonus. Some EPS deposits don’t qualify for offers, or may trigger bonus exclusions.

Step 5

Request Withdrawal (If Allowed on Your Card)

Once eligible, go to the withdrawal section and select EPS. Input the amount, confirm the transaction, and wait for processing – usually 2–5 business days. Some cards, especially credit or prepaid variants, may reject inbound funds.

Step 6

Check for Confirmation and Bank Posting Delays

Even after the casino processes your withdrawal, your bank may delay posting the funds. If it’s rejected, you’ll be asked to choose an alternative payout method.

New Online Casinos That Accept EPS

casino icon As of September 2025, several new online casinos in Austria have integrated EPS (Electronic Payment Standard) as a payment method, catering to Austrian players seeking secure and efficient banking options. EPS allows users to make instant deposits directly from their bank accounts without the need for credit cards or third-party wallets.

Live Casinos That Support EPS Payments

live streaming As of September 2025, EPS (Electronic Payment Standard) is a widely accepted payment method among Austrian online casinos, including those offering live dealer games. EPS allows players to make secure, instant deposits directly from their Austrian bank accounts, providing a seamless and efficient banking experience for users who prefer not to use credit cards or third-party wallets.

EPS Gambling Compared to Other Banking Methods

comparison icon When it comes to online gambling, EPS (Electronic Payment Standard) offers a unique advantage for Austrian players seeking secure, bank-linked deposits. Unlike credit or debit cards, EPS allows instant transfers directly from a bank account without sharing card details, which enhances privacy and security. Compared to e-wallets like Skrill or Neteller, EPS has fewer fees and straightforward integration but is limited to Austrian banks. While cryptocurrency payments offer speed and anonymity, EPS remains more widely accepted among local Austrian casinos, making it a convenient choice for players focused on reliability and ease of use.

EPS vs. Other Payment Methods

Payment Method	Speed	Fees	Privacy	Availability
EPS	Instant deposits	Low (usually bank fees only)	High (no card details shared)	Austrian banks only
Credit/Debit Cards (Visa, Mastercard)	Instant deposits, slow withdrawals	Moderate (possible cash advance fees)	Moderate (card details shared)	Global
E-wallets (Skrill, Neteller)	Instant deposits & withdrawals	Low to moderate	High	Wide availability
Cryptocurrency (BTC, ETH, USDT)	Fast deposits & withdrawals	Low	Very high	Global
Bank Transfer (SEPA)	1–3 business days	Low	High	Europe

Security, Chargebacks, and Disputes: How Safe Is EPS for Online Gambling?

EPS (Electronic Payment Standard) is considered a highly secure payment method for online gambling, particularly in Austria where it is widely used. Because EPS transactions are processed directly through a player’s bank account, there is no need to share sensitive card details with casinos or third-party payment providers. All transfers are protected by the strong authentication protocols of Austrian banks, including two-factor authentication and encrypted connections, ensuring that deposits are both safe and traceable.

When it comes to chargebacks, EPS operates differently than credit cards. Unlike Visa or Mastercard, EPS does not allow chargebacks once a transaction has been authorized, meaning that deposits cannot be reversed at the player’s request. This reduces the risk of fraud for casinos but also requires players to exercise caution when choosing platforms. Disputes are typically handled directly through the bank or the casino, and banks generally enforce strict verification processes to ensure that any complaint is legitimate before intervening.

For online gambling security, EPS offers a reliable balance of convenience and protection. Players benefit from reduced exposure to online fraud because the payment method is bank-to-bank and does not circulate through multiple intermediaries. Casinos also favor EPS for the same reason, as it minimizes payment risks and provides immediate verification of funds. Overall, while EPS requires players to ensure they are using licensed and trustworthy casinos, it remains one of the safest and most transparent banking methods for Austrian online gamblers.

Payment Transparency – Are EPS Casinos Clear on Terms?

EPS-accepting casinos often highlight convenience. But behind the seamless deposits, the actual terms tied to EPS payments are often fragmented, inconsistently presented, and rarely consolidated in one place. EPS transactions are legally compliant, but not always fully transparent by design. The crucial information is there, but it’s spread across multiple sections, making it easy for players to miss important details.

“No Fees” Doesn’t Mean Free

While many casinos promote fee-free EPS deposits, banks can still apply:

Bank-side transaction limits – Some accounts may restrict daily or per-transaction amounts
Currency conversion markups if your casino account uses a non-euro currency
Processing delays in case of technical or compliance checks by the bank

Withdrawal Terms Can Vary

Although EPS deposits are usually instant, withdrawals may come with:

1–3 business day processing times
Transaction limits per withdrawal imposed by banks or casinos
Manual verification for larger payouts

Bonus Restrictions May Apply

Some casinos set special rules for EPS-funded deposits:

Certain bonuses may be excluded
Lower bonus match percentages for EPS deposits
Higher wagering requirements in some cases

Terms Are Dispersed Across Sections

Rather than a single payment overview, players often need to check multiple sources:

Banking/Deposit pages
Help center FAQs
External policy or terms PDFs

Philosophical Note – Should Rational Gamblers Use EPS?

EPS works well, but only if your gambling needs align with what it offers. It’s not the most global, flexible, or universally fast method out there. However, for certain types of Austrian players, EPS remains a reliable primary tool.

For structured, low-frequency players, EPS provides predictability. Occasional deposits at licensed Austrian casinos are quick and secure, with no need to manage third-party wallets or cards. Transactions are direct from your bank, reducing hassle and enhancing transparency.
For bonus-focused players, EPS has limitations. Some casinos accept EPS for welcome offers, while others exclude it. If you chase promotions across multiple platforms, you may need a secondary payment method like an eWallet or card for greater flexibility.
For high-volume or privacy-first users, EPS can be restrictive. Withdrawal availability may be limited, and transaction amounts are subject to bank or casino caps. For frequent or large-stakes play, cryptocurrency or instant bank-transfer systems may offer faster, less constrained alternatives.
For international players, EPS is largely unusable outside Austria. Only Austrian bank accounts are supported, so cross-border deposits and withdrawals are not feasible. Players outside Austria will face immediate barriers due to EPS’s country-specific design.

Bottom line: EPS is a stable and secure option for Austrian players who prioritize direct bank transfers and regulatory compliance. It works best for players within Austria’s licensed ecosystem but is not a universal or global solution. Understanding its limitations ensures a smooth and predictable gaming experience.

Online Casinos Accepting EPS – FAQs

Most licensed casinos process EPS deposits in real time. However, delays can occur if your bank flags the transaction, if 3D Secure verification fails, or if the casino applies additional fraud screening during your first deposit.

Yes, but only if your specific EPS account supports inbound payments.

Casinos often advertise “no fees,” but your bank may apply cash advance charges, FX conversion fees, or processing costs especially if you're using a credit card or gambling in a foreign currency.

At most casinos, yes, but not all. Some platforms exclude EPS from welcome or reload offers, while others may reduce the bonus percentage for EPS-funded accounts. Always check the bonus terms before depositing.

Your full account name, billing address, and transaction details are passed through both the casino and your bank. This method offers no anonymity and is fully traceable.

EPS is accepted in Austria.

EPS uses bank-grade encryption, 3D Secure, and fraud detection systems. While secure, it offers limited user-side control and lacks the transactional privacy found in methods like crypto.

The most frequent issues include declined deposits, delayed withdrawals, blocked transactions by banks, and unannounced fees. These usually stem from bank policy, not the casino itself.

Yes. Many banks offer the ability to block gambling payments through card controls, mobile apps, or customer service. This is often used as part of self-exclusion or responsible gambling strategies.

Yes. Every EPS transaction is recorded, with the merchant name usually indicating a gambling-related service. There is no way to hide this activity from your financial institution.

First, verify that your account allows gambling transactions.