ePay.bg

ePay.bg is Bulgaria’s homegrown digital payment system, built to make online transactions fast, safe, and widely accessible. Launched in 1999 and operated by Borica AD, it has grown into the country’s leading electronic payment platform, trusted by millions of Bulgarians for everyday shopping, utility bills, and, of course, casino deposits. Fully regulated under Bulgarian and EU financial laws, ePay.bg acts as a secure middle layer between banks and merchants, offering players instant deposits, strict data protection, and easy account management. For Bulgarian gamblers looking for a trusted local solution, ePay.bg is the go-to gateway for safe and seamless casino payments.

ePay.bg

Number of Games

Type

E-wallet

Fees

0–2%

Processing time

Instant

Casinologia/ePay.bg

Victor Atanasov

03.09.2025

Updated

Key Facts

Company

ePay.bg (Operated by Borica AD)

Headquaters

Sofia, BG

Established

1999

Number of users

1,500,000

ePay.bg Markets:

Bulgaria

What is ePay.bg and Why Does It Matter in Online Casino Payments?

ePay.bg is Bulgaria’s homegrown electronic payment system, designed to bridge the gap between banks, merchants, and consumers. Since its launch in 1999, it has become the country’s go-to digital wallet, enabling everything from utility payments to online shopping, and increasingly, casino deposits.

For casino players, ePay.bg brings two major advantages: speed and familiarity. Deposits are processed instantly, and withdrawals usually clear within a couple of days, making it far faster than traditional bank transfers. Since the system is tied directly to Bulgarian banks, players don’t need to set up foreign wallets or rely on international fintech brands.

epay.bg logo

Another key point is trust. Operated by Borica AD and supervised under Bulgarian and EU financial regulations, ePay.bg offers strict data protection and two-factor authentication. This makes it especially appealing to players who want a local, regulated, and straightforward way to move money in and out of casinos.

Brief History of ePay.bg

1999 – ePay.bg launched as Bulgaria’s first electronic payment platform
2000s – Grows into the country’s primary online payment system
2010s – Expands services to include casino and e-commerce payments
Today – Trusted by over 1.5 million Bulgarians for everyday payments and gambling deposits

Is Gambling with ePay.bg Legal?

Using ePay.bg for casino payments is completely legal and regulated in Bulgaria. The service is operated by Borica AD, a licensed financial institution under Bulgarian and EU law, which means all transactions are monitored and secured at the highest banking standards.

The important part to note is that the payment method itself is legal everywhere in Bulgaria, but whether you can use it at a casino depends on the operator’s license:

Bulgarian-licensed casinos – ePay.bg is widely supported and works seamlessly for deposits and withdrawals.
International casinos – Many offshore operators that target Bulgarian players also accept ePay.bg, as long as they support local payment options.
Outside Bulgaria – ePay.bg is essentially unavailable, since it’s designed exclusively for Bulgarian bank account holders.

Pro tip: Like with any payment method, players must ensure the casino they’re using is licensed and transparent. ePay.bg guarantees a secure transfer, but it does not guarantee the fairness of the operator itself.

Fees, Delays, and Hidden Costs

ePay.bg has built its reputation in Bulgaria on being transparent and affordable. For casino players, here’s what to expect:

Deposit fees: Usually free for players. In some cases, a small flat fee (around 0.20–0.50 BGN) or a percentage fee (~1%) may apply, but many casinos absorb it.
Withdrawal fees: Typically low or none, though some casinos may charge around 1% or a flat amount for payouts.
Delays: Deposits are instant 💨, while withdrawals usually clear in 1–3 business days – faster than traditional bank transfers.
Hidden costs: None from ePay.bg itself. However, players may face currency conversion charges if depositing in anything other than BGN.

Compared to credit cards (2–3% + FX fees) or e-wallets (3–4% fees), ePay.bg is a cheaper and faster local option. For Bulgarian players, it hits the sweet spot between convenience, speed, and cost-efficiency.

How to Use ePay.bg to Gamble Online

Step 1

Pick a Casino

Choose an online casino that supports ePay.bg. Most Bulgarian-licensed casinos and many international brands targeting Bulgaria include it.

Step 2

Head to the Cashier

Go to the deposit section and select ePay.bg from the list of available payment methods.

Step 3

Log Into Your ePay.bg Account

You’ll be redirected to the ePay.bg interface. Enter your login details or use your bank-linked credentials.

Step 4

Confirm the Transaction

Select your bank, approve the payment with two-factor authentication, and confirm the amount you want to deposit.

Step 5

Play Instantly

Your funds appear in your casino balance right away. Withdrawals, when supported, usually take 1–3 business days.

New Online Casinos That Accept ePay.bg

For Bulgarian players, ePay.bg is a must-have payment option, which is why most new casinos targeting the market integrate it from launch. Operators know that without ePay.bg, they risk losing access to a large share of the local audience who prefer it for both everyday payments and gambling deposits.

These new casinos typically offer:

Instant deposits with ePay.bg
Fast withdrawals (1–3 business days) back to your account
Localized support in Bulgarian 🇧🇬
Licensing from the Bulgarian Gambling Commission (or MGA/Curacao for offshore casinos)
Flexible limits, making it suitable for casual players and high rollers alike

For startups looking to capture the Bulgarian market, supporting ePay.bg is almost mandatory.

Sportsbooks That Accept ePay.bg

Sports betting is massive in Bulgaria, and ePay.bg plays a key role in keeping players connected to their favorite bookmakers. Since deposits are instant, punters can quickly fund their accounts and place live bets without missing a second of action on football, basketball, or tennis.

Most Bulgarian-licensed sportsbooks support ePay.bg, alongside international operators targeting the region. While withdrawals aren’t always instant, they’re generally processed within 1–3 business days, which is faster than classic bank transfers.

⚠️ The only drawback is that ePay.bg is limited to Bulgaria. Players outside the country won’t find it as an option, which makes it a uniquely local but highly effective tool for Bulgarian sports bettors.

Live Casinos That Support ePay.bg Payments

Live dealer games rely on smooth deposits to keep the action flowing, and ePay.bg is a perfect fit for Bulgarian players. With instant deposits, you can join a live Blackjack, Roulette, or Baccarat table without waiting days for your funds to clear.

Withdrawals through ePay.bg usually take 1–3 business days, which is faster than traditional wire transfers and perfectly manageable for regular live casino players. Since ePay.bg is tied directly to Bulgarian banks, transactions are secure, regulated, and familiar, giving players extra confidence when moving larger sums into live games.

⚠️ The limitation, as always, is geography – ePay.bg is Bulgaria-only. But for local players, it’s one of the most convenient ways to keep live casino sessions running without disruption.

ePay.bg Gambling Compared to Other Banking Methods

ePay.bg is a local champion in Bulgaria, but how does it stack up against other casino payment methods? Here’s the breakdown:

Method	Deposits	Withdrawals	Fees	Speed	Market Reach
ePay.bg	✅ Instant	✅ 1–3 days	Low (0–2%)	Fast 💨	Bulgaria-only 🇧🇬
Bank Transfer	✅ Yes (1–5 days)	✅ Yes (2–7 days)	€0–€50+	Slow ⏳	Global 🌍
Trustly	✅ Instant	✅ Instant	Low (0–2%)	Instant 💨	Europe-wide 🇪🇺
Brite	✅ Instant	✅ Instant*	Low (0–1%)	Instant 💨	27 EU countries
Zimpler	✅ Instant	✅ Often Instant	Low (0–2%)	Instant 💨	25+ EU + Brazil
PayPal	✅ Yes	✅ Yes	2–4%	Instant 💨	Global 🌍
Credit Cards	✅ Yes	✅ Yes	2–3% + FX fees	Fast ⚡	Global 🌍
Skrill/Neteller	✅ Yes	✅ Yes	3–4%	Fast ⚡	Global 🌍

*Brite withdrawals supported at many casinos, but not all.

Key Takeaway: ePay.bg is unbeatable for Bulgarian players thanks to instant deposits, low fees, and strong local integration. But outside Bulgaria, it’s irrelevant. Players will need global options like PayPal, Skrill, or Trustly.

Security, Chargebacks, and Disputes: How Safe Is ePay.bg for Gambling?

ePay.bg is built with bank-level security, making it one of the safest ways for Bulgarians to deposit at online casinos. Since it’s directly connected to local banks, every transaction is protected by encryption, PIN codes, and two-factor authentication.

Encryption: All payments are processed through secure banking channels 🔒
No shared data: Casinos never see your bank details – ePay.bg acts as the middle layer
Regulation: Licensed under Bulgarian and EU financial laws, supervised by Borica AD

⚠️ Downsides: Like other bank-based systems, ePay.bg doesn’t offer chargebacks. Once a deposit is made, it cannot be reversed. If a casino refuses to pay out, the dispute is between you and the operator – not ePay.bg.

That’s why it’s vital to only use licensed and transparent casinos when depositing via ePay.bg. The method itself is secure, but the fairness of your gambling experience depends on the casino you choose.

payment icon

Payment Transparency – Are ePay.bg Casinos Clear on Terms?

Most casinos that support ePay.bg are clear about fees and limits, but there can still be differences between operators. Since ePay.bg is tightly integrated into Bulgaria’s banking system, the fees are usually small and easy to spot, but some offshore casinos may not highlight them upfront.

When using ePay.bg at casinos, always check:

Deposit fees – often free, but can be around 0.20–0.50 BGN or ~1% depending on the casino
Minimum deposits – usually 10–20 BGN, making it accessible for casual players
Withdrawal times – commonly 1–3 business days, though some operators may process slower
Currency conversion costs – deposits outside BGN can add extra charges from your bank

Top Bulgarian-licensed casinos tend to be very transparent, while smaller offshore sites may bury fees in the fine print. As a rule, transparency is improving, but players should always double-check the cashier page before confirming a transfer.

Philosophical Note – Should Rational Gamblers Use ePay.bg?

Here’s the rational breakdown:

Pros: Instant deposits, locally trusted, fully regulated, low fees, easy to use, supported at most Bulgarian casinos.
Cons: Bulgaria-only, withdrawals take longer than e-wallets, no chargeback option, not usable for international play.

For rational gamblers in Bulgaria, ePay.bg is a no-brainer. It combines the trust of a national payment system with the convenience of modern digital banking. It’s perfect for casual deposits and reliable enough for high rollers who want a secure local option.

But rational players also think long-term. Since withdrawals can still take a few days, it’s wise to keep a secondary method like Skrill, Neteller, or Trustly for faster cash-outs when needed.

So should you use it? Yes – ePay.bg is the go-to launchpad 🚀 for Bulgarian players. Just don’t rely on it exclusively if you value fast withdrawals.

Online Casinos Accepting ePay.bg – FAQs

These are the answers to the most asked questions about ePay.bg as a banking method in online casinos.

ePay.bg is Bulgaria’s leading digital wallet and payment system, allowing players to make instant casino deposits and fast withdrawals through their bank.

Yes. It’s operated by Borica AD, licensed under Bulgarian and EU financial laws, and uses encryption and two-factor authentication.

No. ePay.bg is a Bulgaria-only service. It’s designed for local bank account holders.

Yes. Deposits appear instantly in your casino balance.

Withdrawals typically clear in 1–3 business days, faster than standard wire transfers.

Usually very low. Deposits are often free; some casinos may add small flat fees (0.20–0.50 BGN) or ~1%.

Minimums are usually 10–20 BGN, while maximums depend on your bank and casino policies.

Most Bulgarian-licensed casinos and many international sites targeting Bulgaria support ePay.bg.

Yes. ePay.bg is widely supported by Bulgarian sportsbooks for instant deposits and quick withdrawals.

Local trust + instant deposits. It’s the most convenient way for Bulgarian players to fund their accounts securely.

Victor Atanasov

With over 4 years of experience in the iGaming industry, Victor Atanasov has studied bonuses, platforms, and player behavior not just as trends – but as systems. As one of the founding voices behind Casinologia, Victor blends sharp SEO strategy, content mastery, and project management with a deep understanding of the science behind incentives.From link-building campaigns to conceptualizing entire content ecosystems, Victor approaches every project like a grand design – each article a scroll, each page a pillar. He believes that the future of iGaming lies in intellectual presentation and user-centered storytelling.