DuitNow

DuitNow is Malaysia’s national instant payment system operated by Payments Network Malaysia (PayNet). It connects more than 40 banks, e-wallets, and financial institutions under one unified network. Since its launch in 2018, DuitNow has transformed how Malaysians send and receive money, replacing account numbers with mobile numbers or ID-linked aliases. Its growing presence in digital commerce has made it a reliable choice for fast, traceable payments, now reaching into the online gambling sector through local casino operators that support MYR transactions.

The system allows real-time transfers between users, e-wallets, and banks through DuitNow Transfer or DuitNow QR, with instant processing and strong regulatory oversight by Bank Negara Malaysia. For casino players, its value lies in simplicity, funding gaming balances directly from a bank or app in seconds.

DuitNow

Number of Games

Type

Money Transfer

Fees

$.50 cents above RM5,000

Processing time

Instant

Casinologia/DuitNow

Alex Yanev

Specialist Content Contributor

06.10.2025

Updated

Key Facts

Company

PayNet

Headquaters

Kuala Lumpur, Malaysia

Established

2018

Number of users

30,000,000+

DuitNow Markets:

Malaysia

Singapore

Online Casinos Accepting DuitNow

Several Malaysia-focused online casinos now process deposits through DuitNow. The method integrates directly with local banks and major e-wallets, allowing MYR transfers without currency conversion. Players link their account or QR app, confirm payment, and funds appear instantly. Most platforms offering DuitNow target Malaysian users under regional licenses or offshore operators that support PayNet’s network.

Below is the casino listing that highlights where this payment method is accepted:

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

Payment Method

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is DuitNow and How it Dominates Online Casino Payments?

DuitNow is a real-time payment ecosystem launched in 2018 by Payments Network Malaysia (PayNet), the same operator behind Malaysia’s Interbank GIRO and FPX systems. It was created to unify the country’s fragmented digital payment channels into a single interoperable platform. Users can send or receive funds using mobile numbers, NRIC, passport numbers, or business registration IDs without needing traditional account numbers. The system supports two core products – DuitNow Transfer for peer-to-peer transactions and DuitNow QR for merchant and e-commerce payments, including deposits into supported casino wallets.

Its rise in the iGaming sector is tied to its speed, local integration, and strong regulatory backing from Bank Negara Malaysia. Over 40 financial institutions and major e-wallets such as GrabPay, Touch ’n Go, ShopeePay, and BigPay are connected to its network. This allows instant MYR deposits into casinos that cater to Malaysian users without intermediary payment processors.

DuitNow’s infrastructure ensures bank-grade encryption, compliance with Malaysia’s financial regulations, and zero reliance on foreign gateways. For casino operators, its direct link to domestic banks minimizes chargeback risks and guarantees immediate fund clearance, a combination that has made it one of the most efficient local payment channels for gambling deposits.

Interesting Facts About DuitNow

DuitNow reshaped Malaysia’s payment scene through innovation and regulatory trust. Its expansion into cross-border QR networks and full e-wallet interoperability places it among the most advanced domestic payment systems in Southeast Asia.

Launched in 2018 by Payments Network Malaysia (PayNet) under Bank Negara Malaysia oversight
Connects 40+ Malaysian banks and major e-wallets including GrabPay, Touch ’n Go, ShopeePay, and BigPay
Supports instant transfers up to RM5,000 free of charge for most users
DuitNow QR is Malaysia’s national standard for merchant payments
Integrated with Singapore’s PayNow, Thailand’s PromptPay, and Indonesia’s QRIS for cross-border QR payments
Enables fund transfers using mobile numbers, NRIC, or business IDs
Processes more than 2 billion transactions annually, with continued growth in consumer adoption
Backed by bank-grade encryption and centralized clearing under PayNet’s infrastructure

Is Gambling with DuitNow Legal?

Gambling with DuitNow depends on Malaysian law and the operator’s licensing. Online gambling remains restricted under the Common Gaming Houses Act 1953, meaning local platforms cannot legally offer it. However, many offshore casinos that accept Malaysian players process DuitNow deposits through regional partners or integrated e-wallets. The legality lies in jurisdiction, transactions are lawful on the casino’s end if licensed abroad, though Malaysian users proceed at their own discretion.

🌍DuitNow Gambling Legality by Region

Region	DuitNow Use for Gambling	Notes
Malaysia	Limited	Online gambling is restricted. DuitNow is meant for domestic transfers, but offshore casinos may still accept deposits via linked e-wallets.
Singapore	Cross-border QR supported	DuitNow QR links with PayNow, yet direct gambling payments are prohibited by law.
Thailand	Cross-border QR supported	Linked to PromptPay under ASEAN payment integration. Gambling remains illegal locally.
Indonesia	Cross-border QR supported	Connection through QRIS network. No licensed online gambling market.
Philippines	Not supported	Casinos operate legally under PAGCOR, but DuitNow is unavailable.
Offshore Markets (Curacao, Anjouan, etc.)	Supported indirectly	Many international casinos targeting Malaysian players process DuitNow via PayNet-linked intermediaries or e-wallet bridges.

Fees, Delays, and Hidden Costs

DuitNow was designed to keep transactions fast and affordable. Most Malaysian banks and e-wallets process DuitNow transfers instantly with no additional cost for deposits below RM5,000. Larger transfers may include a small service fee, but many financial institutions still waive it for personal use. For gambling-related payments, fees depend on the casino’s payment gateway or intermediary. Withdrawals through DuitNow are less common, often rerouted through local bank transfers.

Deposits: Free for transactions up to RM5,000 in most banks
High-value transfers: RM0.50 per transaction, may vary by institution
Currency: MYR only, no conversion support
Processing time: Instant for deposits; withdrawals may take 1–3 business days if processed manually
Hidden costs: None within DuitNow itself, but casinos or partner e-wallets may add small handling fees
Chargebacks: Not supported; once processed, payments cannot be reversed

How to Use DuitNow to Gamble Online

Using DuitNow for casino deposits is simple once your account or e-wallet is linked to the PayNet network. It supports both DuitNow Transfer and DuitNow QR, giving users flexibility through mobile banking apps or QR codes. Here is how to complete the process safely and effectively.

Step 1

Choose a Casino That Accepts DuitNow

Select an offshore or regional casino that lists DuitNow, FPX, or local e-wallets among its payment options.
Confirm that the casino supports MYR transactions.

Step 2

Register or Log In

Create an account on the chosen platform.
Verify your details and enable MYR as your preferred currency.

Step 3

Open the Cashier or Deposit Section

Navigate to the banking page.
Select DuitNow or QR deposit from the available methods.

Step 4

Enter Deposit Amount

Type the amount you wish to transfer.
Check if the casino specifies any minimum or maximum limits.

Step 5

Confirm Payment Method

Choose either DuitNow Transfer or DuitNow QR.
For QR, scan the code through your mobile banking or e-wallet app.
For Transfer, log in to your bank app and confirm the request.

Step 6

Verify and Approve the Transaction

Review the recipient details.
Authenticate the payment using PIN, fingerprint, or Face ID.

Step 7

Wait for Instant Confirmation

Funds appear instantly in your casino wallet.
You can begin playing once the confirmation appears on both ends.

Step 8

Withdrawals (If Supported)

Some casinos route withdrawals back to your bank account linked with DuitNow.
If not available, choose a local transfer alternative within the same bank network.

New Online Casinos That Accept DuitNow

casino icon

Many new casino platforms catering to Southeast Asian players have integrated DuitNow as part of their local payment suites. These operators often hold offshore licenses, allowing them to legally accept Malaysian players while providing native banking options. DuitNow’s connection to over 40 banks and e-wallets helps these casinos deliver faster deposits than traditional cards or wire transfers. Because it processes in MYR, players avoid conversion fees and delays. Most new casinos that include DuitNow also pair it with FPX, GrabPay, or Touch ’n Go for added flexibility, giving Malaysian users several compliant and secure ways to fund their accounts.

Sportsbooks That Accept DuitNow

sports betting icon

Several online sportsbooks now include DuitNow among their accepted payment options. Its instant transaction speed and integration with local banks make it suitable for sports betting platforms targeting Malaysian customers. Deposits process in seconds through QR scan or linked mobile number, allowing immediate access to pre-match or live betting sections. Offshore-licensed sportsbooks that focus on Southeast Asia often combine DuitNow with FPX or e-wallet solutions to simplify deposits and reduce the risk of failed transactions.

Live Casinos That Support DuitNow Payments

live streaming

Live casino platforms that serve Malaysian players increasingly support DuitNow QR for instant deposits. The feature allows quick top-ups from mobile banking or popular e-wallets without exposing bank details. Many of these live casinos operate under Curacao or Anjouan licenses and accept MYR balances through PayNet-connected intermediaries. DuitNow’s encrypted transfer system ensures reliable fund movement during active play sessions, matching the speed and security of other major instant payment channels in Asia.

DuitNow Gambling Compared to Other Banking Methods

comparison icon DuitNow stands apart from typical casino payment systems through its domestic focus and real-time processing. While global methods like Skrill, Neteller, or Visa rely on international gateways, DuitNow operates under Malaysia’s regulated PayNet infrastructure. This ensures compliance, lower transfer costs, and faster confirmations. Its QR and Transfer options bridge banks and e-wallets in one ecosystem, reducing friction between institutions. The limitation lies in its MYR exclusivity and restricted use for withdrawals, yet for local players, it remains unmatched in convenience and speed for instant deposits into supported casinos.

DuitNow vs. Other Payment Methods

Criteria	DuitNow	eWallets	Cryptocurrencies
Processing Speed	Instant for deposits via Transfer or QR	Instant to a few minutes	Instant once confirmed on blockchain
Availability	Malaysia only, through PayNet-linked banks and wallets	Global, depending on provider	Global, depends on casino policy
Currency Support	MYR only	Multi-currency	Multi-currency and tokens
Fees	Usually free, RM0.50 for large transfers	1–5% depending on provider	Network fees apply
Withdrawals	Limited, often redirected to bank transfer	Commonly supported	Supported on crypto casinos
Anonymity	Low, full KYC through Malaysian banks	Medium, depends on eWallet provider	High, pseudonymous
Security	Bank Negara Malaysia regulated	Provider-regulated	Blockchain-based encryption
Reversibility	No chargebacks once processed	Possible depending on provider	Irreversible
Best For	Local MYR casino deposits	Global casino payments	Privacy-focused and crypto users

DuitNow Card Types Compared – Credit vs. Debit vs. Prepaid

credit card icon

DuitNow does not issue physical or virtual cards. Instead, it connects directly to users’ existing bank accounts or e-wallets. Still, transactions often involve debit or prepaid funding sources within the linked app. Casinos that support DuitNow usually process payments through these bank channels rather than card networks like Visa or Mastercard. Understanding how each funding type interacts with DuitNow helps players manage costs and limits effectively.

Security, Chargebacks, and Disputes: How Safe Is DuitNow for Online Gambling?

DuitNow operates under Bank Negara Malaysia’s supervision, ensuring it meets strict national security and anti-fraud standards. Every transaction passes through PayNet’s centralized clearing system, which uses end-to-end encryption, tokenization, and real-time verification. Funds move directly between verified banks or e-wallets, eliminating intermediaries that could expose sensitive data.

In gambling use, DuitNow payments are as safe as the receiving casino’s policies. Once a transaction is confirmed, it cannot be reversed or disputed through DuitNow since it functions as an instant transfer system. Any issues such as uncredited deposits or withdrawal delays must be handled through the casino’s support or licensing authority. Players are encouraged to keep transaction records, as DuitNow provides clear digital receipts through mobile banking or e-wallet history.

The platform’s strict KYC framework also minimizes unauthorized access. Accounts are tied to national IDs or registered mobile numbers, preventing identity misuse and ensuring funds always trace back to their rightful owner.

Payment Transparency – Are DuitNow Casinos Clear on Terms?

Most casinos supporting DuitNow maintain transparent deposit procedures, but the clarity of terms depends on the operator’s licensing and banking intermediaries. Since DuitNow itself has fixed, regulated policies, confusion usually arises from the casino side, especially regarding fees, withdrawal limits, and refund handling.

Transaction Clarity

DuitNow transfers display full sender and recipient details.
Digital receipts include timestamps and transaction references.
Casinos must reflect accurate payment confirmations in the wallet balance.

Fee Disclosure

DuitNow’s network is free for personal use, but casinos or e-wallets may add small service fees.
Reliable operators list such charges in their payment policy pages.

Withdrawal Rules

Some casinos accept DuitNow deposits but do not process withdrawals through the same channel.
Always verify withdrawal methods before depositing.

Refund and Dispute Handling

DuitNow cannot reverse transactions once confirmed.
Refunds depend entirely on the casino’s internal process and licensing jurisdiction.

Regulatory Transparency

DuitNow’s operations are monitored by Bank Negara Malaysia.
All participating banks and e-wallets must follow national AML and KYC regulations.

User Protection

Users can view all completed transfers in their banking history.
Any discrepancies should be reported to both the casino and the issuing bank.

Philosophical Note – Should Rational Gamblers Use DuitNow?

Rational gambling requires control, traceability, and measured risk. DuitNow supports these principles through transparent transfers, verified sender identity, and direct connection to regulated banks. It promotes responsible play because funds move only from authenticated accounts, limiting anonymity that often leads to uncontrolled spending.

From a practical standpoint, DuitNow fits the disciplined player who values security and immediate balance updates over anonymity or multi-currency freedom. It bridges digital precision and financial accountability, aligning with reasoned gambling conduct, each transaction recorded, every limit self-imposed, and all actions fully transparent.

Online Casinos Accepting DuitNow – FAQs

Yes. DuitNow deposits are instant when processed through DuitNow Transfer or DuitNow QR. The funds appear immediately once the payment is verified by the connected bank or e-wallet. Any delay usually results from the casino’s internal approval process, not the payment network.

Most casinos that accept DuitNow for deposits do not yet support it for withdrawals. Payouts are usually redirected to a local Malaysian bank account under the same user name.

No. DuitNow itself charges no hidden fees. Transfers under RM5,000 are free, and larger ones cost RM0.50. Some casinos or e-wallets may apply small service charges.

Yes. Deposits made through DuitNow are treated as regular banking transfers and qualify for welcome and reload bonuses unless the casino states otherwise.

Only essential details such as name, bank, and account reference are shared. Full banking credentials remain encrypted and invisible to the casino.

No. DuitNow is mainly accepted by casinos targeting Malaysia and certain Southeast Asian markets. It is not available in Western-regulated regions like the UK or EU.

DuitNow is among the most secure options in Malaysia due to its regulation by Bank Negara Malaysia and PayNet’s encryption standards. Every transfer is authenticated through the user’s verified bank or e-wallet.

The main issue is limited withdrawal support. Other occasional problems include delayed confirmations when casinos use intermediaries or maintenance downtime in linked banking apps.

Yes. Users can disable DuitNow transfers or QR payments in their mobile banking app. Banks also allow transaction monitoring or blocking upon request.

Yes. Each transaction appears under the recipient name or merchant code. Casinos using intermediaries may appear as third-party service providers.

Check if your bank or e-wallet allows transfers to that merchant. Retry the payment only after confirming the casino’s account details. If funds are deducted but not credited, contact both the casino’s support and your bank with the transaction reference for resolution.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.