Swish

Swish is a mobile payment solution created in Sweden in 2012 by Getswish AB. It links directly to a Swedish bank account and uses BankID for secure identification. Over 8 million Swedes use Swish, making it one of the country’s most widespread payment services. Transactions process instantly, which is why many online casinos and sportsbooks in Sweden rely on it for deposits. While withdrawals usually go through Trustly or bank transfers instead, Swish stands out as a fast and reliable way to fund a casino account in SEK.

Swish

Number of Games

Type

Mobile Payment

Fees

Processing time

Instant

Casinologia/Swish

Alex Yanev

Specialist Content Contributor

25.09.2025

Updated

Key Facts

Company

Getswish AB

Headquaters

Stockholm, Sweden

Established

2012

Number of users

8,000,000+

Swish Markets:

Sweden

Online Casinos Accepting Swish

Many licensed operators in Sweden include Swish as a deposit method. It is popular because it connects to local banks and verifies payments through BankID. Deposits land instantly in the casino balance, which makes it practical for players who want a direct link between their bank and the gaming platform.

Below is the casino listing that highlights where this payment method is accepted:

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

Payment Method

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is Swish and How it Dominates Online Casino Payments?

Swish is a Swedish mobile payment service launched in 2012 by Getswish AB, a company owned by major banks in Sweden. It works exclusively in SEK and requires a Swedish personal identity number along with BankID for verification. The service is free for private users, although some banks could charge a small fee per transaction. It is available only within Sweden, and as of 2025 more than 8 million people use it regularly for both everyday payments and online transactions.

Deposits through Swish are instant and secured by Mobile BankID, with added biometric options like Touch ID and Face ID on iOS. Withdrawals are usually not supported through Swish itself, so casinos often process payouts via Trustly or standard bank transfers instead.

Swish expanded in March 2025 by opening its services to payment service providers, with Zimpler being the first to integrate. The mobile app is accessible for iOS and Android, holding a strong user rating of 4.6 on the Play Store, with more than 5 million downloads and over 20,000 reviews. This combination of wide adoption, strict security, and direct bank integration makes Swish a dominant method in Swedish online gambling.

Interesting Facts About Swish

Swish has grown into a cornerstone of Swedish digital payments since its launch, and its influence goes well beyond casino deposits. The service is deeply tied to the national banking system, which ensures high trust and near-universal adoption in the country. Its role in Swedish daily life is so strong that “to Swish” has become a verb in everyday speech.

Over 8 million Swedes use Swish, covering almost the entire adult population.
The service was jointly created by six of Sweden’s largest banks, later joined by more.
Transactions process in real time, with funds reaching accounts in seconds.
In 2025, Swish became accessible to payment service providers, opening new paths for integration.
Even small businesses and street vendors in Sweden often accept Swish as their main payment option.
Parents often use Swish to transfer pocket money to children once they receive their BankID.

Is Gambling with Swish Legal?

Gambling with Swish is legal in Sweden when used at operators licensed by Spelinspektionen, the national regulator. Outside Sweden, Swish is not available, since it requires a Swedish bank account, BankID, and SEK currency support.

🌍Swish Gambling Legality by Region

Region	Swish Use for Gambling	Notes
Sweden	Yes	Supported by licensed casinos and sportsbooks, requires BankID.
EU	No	Limited to Sweden, not offered in other EU gambling markets.
Global	No	Only works with Swedish banks and SEK transactions.

Fees, Delays, and Hidden Costs

Swish itself does not charge private users for transactions, but individual banks might apply small fees depending on their policies. Deposits through Swish reach casino accounts instantly, while withdrawals are generally not supported. Instead, operators direct payouts to Trustly or standard bank transfers, which may involve processing times or extra costs depending on the casino and the bank.

Swish is free for private users by default.
Some banks charge a small transfer fee.
Deposits arrive instantly once confirmed through BankID.
Withdrawals usually require Trustly or bank transfer instead of Swish.
Casino-specific fees or limits may apply, so players should review terms before depositing.

How to Use Swish to Gamble Online

Using Swish for gambling is straightforward, but it requires setup through your bank and the Swish app. Once linked to your account, payments go through BankID verification, making deposits secure and instant.

Step 1

Account and Identity Setup

Have a Swedish personal identity number.
Open an account at a participating bank.
Download the BankID app to verify transactions.

Step 2

Installing and Activating Swish

Download the Swish app from the App Store or Google Play.
Tie your mobile number to your bank account inside your bank’s app.
Connect the Swish app with BankID for secure authorization.

Step 3

Making a Deposit

Select Swish as the deposit option at the casino.
Enter the deposit amount in SEK.
Confirm payment through the Swish app and approve with BankID.
Funds appear instantly in your casino balance.

Step 4

Handling Withdrawals

Direct withdrawals to Swish are not available.
Casinos usually offer Trustly or standard bank transfer instead.

Step 5

Limits and Adjustments

The lowest deposit can be as low as 1 SEK.
Weekly limits are often around 20,000 SEK.
Temporary increases up to 150,000 SEK may be available depending on your bank.

New Online Casinos That Accept Swish

casino icon

New operators entering the Swedish market often integrate Swish at launch because of its popularity and trust among local players. Regulators encourage clear payment systems, and Swish meets these standards with instant processing and secure verification through BankID. The method also appeals to operators since it is widely supported by major banks and already used by most of the population. This makes Swish one of the first options implemented in new platforms, ensuring that deposits are smooth, quick, and consistent with local banking practices.

Sportsbooks That Accept Swish

sports betting icon

Sports betting platforms in Sweden often list Swish among their preferred payment methods. Its speed and simplicity fit the fast-paced nature of sports wagering, where players value instant account funding. Since it connects directly to Swedish banks and uses BankID for identity checks, it aligns well with responsible gambling rules set by the regulator. For this reason, many sportsbooks view Swish as an essential tool for attracting local customers.

Live Casinos That Support Swish Payments

live streaming

Live casino platforms also benefit from Swish integration, as the payment method ensures players can top up their balances without delays. Fast deposits allow uninterrupted play in live dealer rooms, where timing is crucial. The method’s reliance on BankID adds an extra layer of trust, since players confirm every transfer using secure digital identification. This combination of instant payments and strict authentication makes Swish a favored option for live gambling environments in Sweden.

Swish Gambling Compared to Other Banking Methods

comparison icon Swish differs from most international payment methods because it is built specifically for the Swedish market and operates only in SEK. Unlike eWallets, it does not store funds but connects directly to a bank account, ensuring real-time transfers without extra accounts to manage. Compared to cryptocurrencies, Swish is regulated, tied to identity verification through BankID, and offers no anonymity. Its limitation is that withdrawals are not supported directly, which is where Trustly or standard bank transfers fill the gap. This balance of instant deposits, local exclusivity, and strong security makes Swish unique in online gambling payments.

Swish vs. Other Payment Methods

Criteria	Swish	eWallets (e.g. Skrill, Neteller)	Cryptocurrencies (e.g. BTC, ETH)
Availability	Sweden only, SEK only	Global, supports multiple currencies	Global, depends on casino support
Account Requirement	Bank account + BankID	Separate eWallet account	Crypto wallet + exchange access
Deposit Speed	Instant	Instant or near-instant	Varies, usually minutes
Withdrawal Option	Not supported directly	Supported, usually fast	Supported, depends on network speed
Fees	Free for users, banks may charge	Possible transaction or currency fees	Network and exchange fees
Security	BankID + bank-grade protection	Passwords, 2FA, company security policies	Blockchain security + private keys
Anonymity	None	Low	High, but traceable on blockchain
Regulation	Fully regulated in Sweden	Regulated in most jurisdictions	Varies by country

Swish Card Types Compared – Credit vs. Debit vs. Prepaid

credit card icon

Swish does not issue cards of any kind. It is a pure mobile payment solution that links your phone number with your Swedish bank account through BankID. All transfers are made directly between bank accounts, so there are no credit, debit, or prepaid card options connected to Swish. Players who want to use card payments must rely on their bank’s own card services instead.

No credit cards issued by Swish
No debit cards linked to Swish
No prepaid cards available
Service works exclusively through mobile app and BankID verification

Security, Chargebacks, and Disputes: How Safe Is Swish for Online Gambling?

Swish offers strong protection since every transfer requires BankID verification, often backed by biometrics like Touch ID or Face ID. Transactions move directly between bank accounts, leaving little room for interception. At the same time, Swish does not support traditional chargebacks, which means payments cannot be reversed once approved. Disputes must be handled through the casino or the player’s bank, and fraud cases may require formal investigation. This makes Swish highly secure but less flexible compared to card-based systems that include built-in chargeback options.

Payment Transparency – Are Swish Casinos Clear on Terms?

Casinos that support Swish are required to operate under Swedish regulation, which enforces strict rules on payments and player protection. This results in clear terms, straightforward limits, and detailed guidance on how deposits are processed. Still, since withdrawals are not handled by Swish directly, transparency depends on how well operators explain the alternative payout methods available.

Terms

Operators licensed in Sweden must outline payment rules clearly.
Deposit limits and fees, if any, are disclosed in the cashier section.
Minimum and maximum deposit amounts depend on both bank and casino.

Clarity

Casinos display Swish as a separate deposit option.
Players are guided step by step through BankID verification.
Transaction confirmation is instant, leaving no doubt about completion.

Transparency

Deposits are always processed in SEK, avoiding hidden currency conversion.
Banks may charge small fees, but this is noted in user agreements.
Casinos disclose that Swish does not support withdrawals.

Security

Mobile BankID ensures each payment is user-authorized.
Biometric login adds extra protection for mobile devices.
Direct bank-to-bank transfers reduce risks tied to third-party processors.

Disputes

No chargeback system through Swish.
Dispute resolution starts with the operator’s support team.
Banks can assist only if a technical error or fraud is proven.

Philosophical Note – Should Rational Gamblers Use Swish?

Aristotle argued that rational action depends on balance between desire and reason. In gambling, this balance applies not only to placing bets but also to choosing payment methods. Swish fits this logic by combining instant access with strict accountability. Every transfer demands BankID approval, forcing the player to pause and confirm intent. This extra step turns payment into a conscious act rather than an impulsive click. A rational gambler benefits from such friction, as it reinforces control while keeping funds secure. In this way, Swish does more than move money—it supports mindful gambling.

Online Casinos Accepting Swish – FAQs

Yes, deposits through Swish are processed instantly once confirmed with BankID. The money appears in the casino account balance within seconds.

No, withdrawals cannot be processed back to Swish. Casinos usually offer Trustly or direct bank transfers for payouts.

Swish itself is free for private users. Some banks may apply small transfer fees, and casinos may have their own deposit rules.

Yes, Swish deposits are usually eligible for bonuses unless the casino states otherwise in its bonus terms.

Only the necessary banking details connected to your BankID and phone number are shared. The casino does not receive full bank account credentials.

No, Swish is only available in Sweden and works only with SEK and Swedish banks.

Swish is highly secure because it requires Mobile BankID verification and is backed by Sweden’s largest banks. This makes it safer than many eWallets and less anonymous than cryptocurrencies.

The most common issues include bank-imposed limits, temporary service interruptions, and the lack of withdrawal support.

Yes, banks in Sweden allow users to block gambling-related payments, and Swish transactions follow those restrictions.

Yes, Swish transactions appear on your bank statement as regular transfers.

First check your deposit limits and verify your BankID is active. If the problem still persists, contact the casino's support. If it is a technical error with the transfer, reach out to your bank.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.