Mach

Mach is a Chilean digital wallet and prepaid card service created in 2017 by Banco de Crédito e Inversiones (Bci). It was built to give users an easy way to make payments with only a smartphone, skipping the need for a traditional bank account. Today Mach has more than four million users in Chile and is one of the country’s leading fintech services. Its app lets people top up a balance, pay online or in stores using QR codes, and access a Visa-branded prepaid card for both virtual and physical purchases. Because deposits are instant and data shared with merchants is minimal, Mach has become a strong option for players who want to fund casino accounts in Chilean pesos.

Mach

Number of Games

Type

E-wallet, Prepaid

Fees

0.9%-1%

Processing time

Instant

Casinologia/Mach

Alex Yanev

Specialist Content Contributor

18.09.2025

Updated

Key Facts

Company

MACH Retail, S.A.P.I. de C.V.

Headquaters

Santiago, Region Metropolitana, Chile

Established

2017

Number of users

4,200,000+

Mach Markets:

Chile

Online Casinos Accepting Mach

Mach is widely used at international casinos that serve Chilean players. These sites integrate Mach through local payment gateways, allowing deposits in Chilean pesos. The method is popular because deposits confirm instantly and players do not need to enter full card details. Casinos that target Latin America often highlight Mach alongside WebPay and RedCompra to appeal to the local market.

Below is the casino listing that highlights where Mach is accepted.

Filter

Casinos: 0

Bonus Amount

500

Free Spins

500

Welcome Bonus Percentage

100

Total Bonus Percentage

200

Bonus Types

Software Provider

Payment Method

License

Languages

Accepted currency

Live Game

0 / 0 0%

What Is Mach and How It Dominates Online Casino Payments?

Mach is a digital wallet and prepaid Visa card service launched in 2017 as a project of Banco de Crédito e Inversiones (Bci), one of Chile’s leading banks. It operates under the company name MACH Retail, S.A.P.I. de C.V. and was designed to give users a free, mobile-first account. Opening an account carries no setup or monthly fees, and payments through the app are confirmed in real time by scanning a QR code. The service has grown to over 4.2 million users, making it one of the largest fintech platforms in Chile. Because Mach works only with preloaded funds, it gives players strict control over spending while keeping personal card data hidden from merchants. At online casinos, deposits in Chilean pesos are processed instantly, providing both convenience and security.

Interesting Facts About Mach

Mach isn’t just another payment app in Chile. It changed how millions handle money by offering an account that anyone can open with a smartphone, without paperwork or credit history. By 2020 it was already the country’s largest digital bank, and today it continues to grow with strong backing from Banco Bci. The service has become part of daily life for many Chileans, from paying at local shops to funding online accounts.

Mach was one of the first free digital wallets in Chile, letting users open an account in minutes without visiting a bank branch.
It became the fastest-growing fintech in Chile, reaching millions of users in just a few years.
The app issues a prepaid Visa card, so people can shop online worldwide even if they don’t have a traditional credit card.
Security is layered: every purchase requires in-app approval, and merchants never see full card details.
Mach even offers a buy-now-pay-later feature, allowing some purchases to be split into installments.
It played a big role in financial inclusion, giving access to digital payments to people who had never used a bank before.

Is Gambling with Mach Legal?

Mach is a legal payment service in Chile, and using it for gambling depends on the laws around online betting, not on Mach itself. Chile has no specific ban on offshore casinos, so players often use Mach to deposit at international sites. The company does not restrict gambling payments, and transactions work like any other online purchase.

🌍 Mach Gambling Legality by Region

Region	Mach Use for Gambling	Notes
Chile	Allowed	Widely used for casino deposits, no ban on offshore gambling sites.
Latin America	Limited	Mostly unavailable outside Chile, but works if casinos integrate Mach through payment processors.
Europe	Not available	Mach is not supported, local e-wallets and cards dominate.
North America	Not available	U.S. and Canadian casinos do not list Mach.
Rest of World	Not available	Service is Chile-specific, with no global reach.

Fees, Delays, and Hidden Costs

Mach is marketed as a free and transparent payment method. Opening an account has no cost, there are no monthly fees, and standard deposits are processed instantly. For gambling deposits, users usually face no added charges from Mach or the casino. The only potential costs come from currency conversion or bank fees when funding the wallet. Withdrawals are not supported, so players must use another method for payouts.

Account setup: Free, no maintenance fees
Deposits: Instant, no extra cost from Mach
Physical card: Small one-time fee if ordered
Currency conversion: Possible cost if playing in non-CLP casinos
Bank transfer top-ups: Your bank might charge a small fee
Withdrawals: Not available back to Mach, must use bank transfer or another option

How to Use Mach to Gamble Online

Depositing with Mach is fast and simple. The app is built around QR payments, so you don’t need to type long card numbers or share sensitive data. You preload your wallet with Chilean pesos, then use the app to scan and confirm a casino deposit.

Step 1

Open and Verify a Mach Account

Download the Mach app from the App Store or Google Play.
Register with your personal details and verify identity as requested.
Receive a virtual Visa card instantly, with an option to order a physical one.

Step 2

Add Funds to Your Mach Wallet

Top up using a bank transfer from your Chilean bank.
Deposit cash at approved partner locations.
Monitor your balance in-app before attempting a casino deposit.

Step 3

Choose Mach at the Casino Cashier

Log into your casino profile and open the deposit section.
Select Mach from the list of available methods, usually under “local payments.”
Enter the deposit amount in Chilean pesos.

Step 4

Approve the Payment in the Mach App

A QR code or payment link appears on the casino screen.
Open the Mach app and choose the “Pay with QR” option.
Scan the code with your phone and confirm the payment using PIN or biometrics.

Step 5

Instant Deposit Confirmation

The casino receives confirmation within seconds.
Funds appear immediately in your gaming balance.
There are no pending delays like with bank transfers.

Step 6

Withdrawals and Limitations

Mach is deposit-only. You cannot withdraw winnings back to your Mach account.
Set up a secondary method, usually a bank transfer, to cash out.
Keep in mind casino terms may require ID verification for withdrawals.

New Online Casinos That Accept Mach

casino icon

New gambling platforms targeting Chile often add Mach as a payment option early on. Operators know that millions of players already use the app for daily payments, so including it helps attract local users. Mach’s instant processing and prepaid model also fit well with responsible play, since deposits are limited to the wallet balance. Its integration is handled by payment processors like EBANX or Nuvei, so any new site connected to these systems can easily enable Mach at checkout. Because of its popularity and ease of use, Mach continues to appear in the banking pages of many fresh platforms that focus on Latin American audiences.

Below is the list of new casinos that accept Mach.

Sportsbooks That Accept Mach

sports betting icon

Sports betting sites aimed at Chilean users are increasingly offering Mach deposits. The method works the same way as with other platforms: fund your wallet, scan the QR code, and approve the payment. Instant transfers make it convenient for placing bets quickly, and the prepaid structure gives players firm control over how much they spend. Although its presence is still mainly local, the growing user base makes Mach an appealing choice for new sportsbooks that want to connect with Chilean customers.

Check them out below:

Live Casinos That Support Mach Payments

live streaming

Live dealer platforms also support Mach as a deposit option for Chilean players. Its speed ensures funds are credited without delay, which is valuable when joining tables with higher stakes. Since Mach is tied to prepaid balances, it prevents overspending and adds an extra layer of security. The QR payment process also keeps personal card details hidden, which appeals to players who want privacy when funding their live game sessions.

Below is the list of live casinos that support Mach payments:

Mach Compared to Other Banking Methods

comparison icon Mach combines the simplicity of a prepaid card with the convenience of a mobile wallet. Payments confirm instantly, there are no monthly fees, and users keep control by loading only what they want to spend. It is more private than traditional cards since merchants do not see full details, but it lacks a withdrawal option. Compared to international e-wallets, Mach is more accessible for Chileans because it operates in local currency. Against crypto, Mach is easier to use and regulated, but it does not offer the same level of global reach or anonymity.

Mach vs. Other Payment Methods

Criteria	Mach	eWallets (Skrill, Neteller, PayPal)	Cryptocurrencies
Speed	Instant deposits	Instant to a few minutes	Instant (network dependent)
Availability	Chile-specific	Global, limited in Chile	Global
Fees	No monthly fees, minimal charges	Often fees for deposits/withdrawals	Network and exchange fees
Currency	CLP only	Multi-currency	Multi-currency
Security	In-app confirmation, QR approval	Two-factor, email/PIN verification	Dependent on wallet setup
Withdrawals	Not supported	Supported	Supported
Spending control	Prepaid only, strict limits	Linked to bank/credit	No limits
Privacy	Merchants don’t see card details	Merchants get wallet ID/email	High anonymity if managed

Mach Card Types Compared – Credit vs. Debit vs. Prepaid

credit card icon

Mach operates only with prepaid funds, so its cards are different from standard debit or credit products. You cannot spend more than what is already loaded in your wallet, and there is no credit line or overdraft. This makes Mach safer for budgeting, but also less flexible than a bank-issued debit card.

Prepaid Visa card: The main product, available in virtual and physical form, usable for online and in-store payments.
Debit-like use: Functions like a debit card but without a link to a bank account, balance must be preloaded.
No credit card option: No borrowing or installment-based credit line; all spending is limited to available funds.
Physical card fee: Virtual card is free, physical card comes with a one-time issuance cost.
Spending control: Prepaid model prevents debt and makes it easier to set gambling limits.

Security, Chargebacks, and Disputes: How Safe Is Mach for Online Gambling?

Mach is built with security at its core, combining bank-level safeguards with mobile-first technology. Every transaction must be approved in the app, often with biometrics or a PIN, which prevents unauthorized charges. Since payments are QR-based, casinos never see full card or bank details. This reduces exposure and makes data theft less likely. One key difference is that Mach transactions do not support chargebacks, so once a deposit is confirmed, it cannot be reversed. While this protects casinos from disputes, it means users must be certain before sending funds. If a problem arises, refunds depend on the casino’s policies and Mach’s support team. Overall, the prepaid structure limits risk, because only the loaded balance is ever at stake.

Two-factor security: Payments require in-app confirmation, PIN, or biometrics.
Data protection: No sharing of full card details with merchants.
Prepaid limit: Spending capped at wallet balance, reducing exposure.
No chargebacks: Payments are final once confirmed.
Dispute process: Handled via Mach support and merchant cooperation, not automatic reversal.
Bank backing: Operated by Banco Bci, meeting Chilean banking regulations.

Payment Transparency – Are Mach Casinos Clear on Terms?

Mach is known for simple terms and clear pricing. The app itself has no hidden costs, and most casinos treat Mach deposits like any other standard payment. The main point to keep in mind is that Mach works only for deposits, not withdrawals, so players need another method for cashing out.

Transparency of Fees

No monthly fees or deposit charges from Mach.
Only potential extra cost is currency conversion if the casino does not use CLP.
Some banks may charge a fee when funding Mach by transfer.

Clarity in Use

Deposits are processed instantly with real-time confirmation.
Balance and transaction history are always visible in the app.
Merchants only receive a token or confirmation, not card details.

Terms of Service

Mach accounts are free to open and managed entirely through the app.
Users must preload funds before spending; no overdraft or credit line.
A physical card is optional and comes with a one-time issuance fee.

Disputes and Chargebacks

Mach does not support chargebacks; transactions are final once confirmed.
Refunds depend on merchant cooperation and Mach support handling.
Users can report unauthorized activity directly through the app.

Casino-Specific Rules

Mach deposits usually qualify for bonuses, unlike some e-wallets.
Casinos must state clearly that withdrawals are not supported to Mach.
Players are expected to add an alternate payout method for cashing out.

Philosophical Note – Should Rational Gamblers Use Mach?

Mach fits naturally into the idea of controlled play. By design, it forces you to load funds first and only gamble with what you already have. There’s no risk of slipping into debt, no surprise charges, and no interest lurking in the background. That makes Mach a financial guardrail as much as a payment method. At the same time, its speed and convenience remove friction, which can tempt impulsive use. A rational gambler would see Mach as a tool for discipline: separate your entertainment budget into Mach, spend only that balance, and once it’s gone, stop. In this way, the app itself becomes part of responsible gambling practice.

Online Casinos Accepting Mach – FAQs

Yes. Deposits through Mach confirm in real time. As soon as you scan the QR code in the app, the funds leave your wallet immediately and appear in your casino balance within seconds. Any delay would come from the casino's system, not Mach.

No. Mach is a deposit-only method. Casinos do not support payouts to Mach wallets. Withdrawals must go through bank transfers or other supported methods.

No hidden fees are charged by Mach. Deposits are free. The only costs that might occur are currency conversion fees if the casino does not use Chilean pesos, or transfer fees from your bank when adding money to Mach.

Yes. Mach deposits usually count for welcome offers, reload bonuses, and free spins. Unlike some e-wallets that casinos exclude, Mach is generally accepted for promotions. Always check the bonus terms on the casino site to confirm.

The casino does not see your bank account or card number. Only the payment confirmation or a transaction code is sent. Your sensitive data stays within the Mach system.

No. Mach is available only in Chile. It does not appear as a payment option in regulated markets outside the country. International casinos list it only when targeting Chilean players.

Mach is highly secure. Every payment requires approval in the app, and transactions use QR codes instead of card numbers. The prepaid model limits exposure because only the loaded balance is at risk. It is safer than entering full credit card details online.

The main issue is that withdrawals are not supported. Players also sometimes face currency conversion fees at casinos that do not support CLP. Another occasional issue is a failed deposit if the Mach balance is too low or the QR code expires before scanning.

There is no specific block option in the Mach app. You control usage by not authorizing payments or by keeping your balance at zero. For self-exclusion, you can contact Mach support to ask for restrictions.

No. Bank statements show only the transfer to Mach when you top up. Gambling payments are recorded inside the Mach app, not in your bank’s records.

Check your balance first. If funds are available, retry the payment. Make sure you scan the right QR code before it expires. If the deposit still fails, contact the casino's support team to confirm receipt. If necessary, Mach support can trace the transaction on their end.

Alex Yanev

Specialist Content Contributor

Alex is a dedicated casino reviewer and writer with a fascination for the intersection of logic, philosophy, and gaming culture. Influenced by classical thinkers like Aristotle and Socrates, he brings clarity, depth, and structure to every review, transforming complex systems into accessible insights. With a research-driven mindset and a refined writing style, Alex aims to elevate the conversation around online casinos. When off duty, he finds inspiration in cinema, travel, and the quiet patterns of everyday life, believing that curiosity is a full-time vocation, not just a job description.